We have come this far with Central Bank Digital Currency implementation, Distributed Ledger Technology (DLT) and Blockchain Technology. There are only a handful countries have passed the 80% mark and many other countries not even started their journey. There are DC/EP Digital Currency Electronic Payments Wallet, Sand Dollar, DXCP and working closely with many NDA - Non Disclosure Agreements Projects. We are also having discussions with EY, PWC, KPMG, and Deloitte and many other corporates and banks coming on Board. We have some major clients and partners working with us. We would not be able to divulge their name because of confidentiality and we are in the Proof of Concept or Initial discussion stage.
There is a huge misconception between the word "Digital" and "Decentralisation" or "Distributed Ledger" or a Blockchain, This is the problem many Banks or Corporates not able to understand. A Digital Statement of your Bank Account is not decentralised instead it is in their Centralised System and You have to ask the Bank to execute the transaction for you. In CBDC is finding the middle ground DLT and the power will come to you, that mean that you can execute the transaction without any intermediary, But they can monitor what you are doing. Crypto is fully decentralised P2P which no Banks or Corporates or Governments ready for.