Thinking that "reward outweighs risk" may sound like a bold claim. However I would like to look at a different perspective this time, the Community is major reward.
The Steem token rewards are simply the bonus at this point. But having a community of likeminded people is definitely more rewarding that anything else. The Steem token may drop its value down to 1 cents but the value that you get from a real community is priceless.
Exchanging information with other users that you can trust is hard to find elsewhere other than Steemit. I feel that the users in this platform are genuine. They share their life and their wealth to every one within this community. If a user upvote your post, they are simply sharing a half of the reward to you and that's how every one prosper. Creators and curators alike grow their wealth along side and interdependent with each other.
That's the beauty of the reward mechanism built into the Steem blockchain.
That makes it more rewarding!
Update you soon.
Steem on!