A balance transfer is the transfer of a balance from one credit card or loan to another. You can reduce the amount of interest you pay by moving balances with higher annual percentage rates (APRs) to cards with lower APRs. By transferring many accounts to one card and making a single payment, balance transfers can also make paying bills simpler.
The balance transfer offer will help you pay off your credit card debt more quickly and potentially save you hundreds of dollars in interest.
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