The American Dream... 🏑 Owning a House? 🏑

in homesteading β€’Β  6 years agoΒ 

In 'merica the dream is to go out, get a good job, good wife, buy a house...

buy a house??!!



Imagine telling a 1700s Cherokee about "buying a house"?
What kind of strange concoction is this?
When a man comes of age, and partners with someone, then they just build another teepee.

So, why do we push kids out of the nest and expect them to go get a job and buy/rent a house/apartment?
Back in the 50s this seemed doable. There were lots of jobs, and lots of houses being built.
So, anyone with any amount of drive could achieve "home ownership".

But, as jobs got first shipped to Mexico, and then shipped overseas, there aren't as many good jobs that would allow home ownership. You needed a college degree and drive. Then you needed a college degree, drive and luck. And now, you need to... basically, marry into money or win the lottery. The house prices have been growing exponentially, and wages have been growing ... well, they haven't been growing. If you remove the top 10% earners from the graph, it has been going sideways for decades now.

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Why do we think this way? Of course if you own something, it means you can sell it. And sell it for a good price, and that person can turn around and sell it for a better price...

Think about it. A person is born, and then raised for 18 years, and then is shoved out into the cold to make it on their own.

This was ok (sorta) when the bar was set pretty low. But, when the bar is set so high as to not be reached, then it is a real problem.

Why do we not think that when a child comes of age, that we do not make for them a space in our community?

Why indeed? Is it because, like govern-cement, we have taken up all the good land and divided it among ourselves so there is no land to be doled out to the next generation?

Is it because of our individual greed, manifest over a community? We want our property prices to go up! Never thinking that the next generation will be left out. (limiting development, regs that houses have to be a minimum size...)

Is it because property ownership is a carry over from the times of nights and lords. Where, they own the property and every one and every thing on it is theirs? And now, we want our own lands?

These are some hard questions.

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Things have not always been this way, but this IS the starting point from which we will shape the new world.

Things really changed with the advent of agriculture. When you work a field into a farm, that is a lot of work. A lot of work that cannot be just picked up and moved. Thus, ownership of the land was essential. One needed to have assurances that their farm, their growing crop, would be theirs when it came time to harvest. If it is not 99% assured, than no crops are grown.

But, what about housing? It is currently tied to the ground, with a foundation, but it is not something that took a huge amount of effort (compared to years of turning dirt into top soil). For shelter, one house is as good as another. Except for sentimental and emotional reasons. ("I have roots in this area")

It becomes quite apparent that having "your" place is very important to many people's mental health and well being.

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In the end, we need to take a hybrid approach. Having the land sold to the highest bidder will leave all the land owned by the banks. Having the land be communally owned, with no borders makes for a chaotic affair where no one is sure enough to grow food. The two extremes have huge problems.

This is one of the reasons i have championed the idea of tiny houses/apartments for every man, woman and child.
Building 300 million units is nothing for our modern, industrial nation.
We could pump out 300 million tiny homes with less effort than anything else we do in the name of welfare.

The problem only arises in that everyone who "paid" for a house says, "not in my back yard".
There is enough space in almost every city to build these. Always some area that really needs to be bulldozed. Probably every place but New York and San Francisco, but even these cramped areas could find something.

So, i suggest that we, the people, the communities, all work on having a room for every person in their communities.
No more of this pushing people out and just expecting them to make it on their own. Today, this is not only tough on the young adult, it is actually asking too much of them.

When a young adult comes of age, we should give them a place in our community.

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All images in this post are my own original creations.

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Damn fine article and great points, I could harp on several of your points for hours on end, I wish someone in the 80's and 90's would have told me that someday we would go from being Americans to Muricans and what the difference would be!

Thank you for reading.
And... the future looks bright, but... its going to be a bumpy road of redefining things.

I wish someone in the 80's and 90's would have told me that someday we would go from being Americans to Muricans and what the difference would be!

Ha ha ha ha ha!

Β  Β· Β 6 years agoΒ 

When a young adult comes of age, we should give them a place in our community.

And first we have to build the communities. Not necessarily physically, the emotional building of communities where everybody is welcome would have to come first. And can we go back to that?

Steemit shows us that we can build virtual communities, and that some of our members are building physical communities. Can we reach tipping point before it's too late? (Is it ever too late?)

If everybody has a room, there would still need to be common areas, but it would be an amazing start.

Community common areas are an even bigger problem.
I don't even have words to tackle that one.
But, i will describe how to build community housing, power and communication.

Β  Β· Β 6 years agoΒ 

And I don't have the words to describe my awe at what you're sharing. You beauty!

Β  Β· Β 6 years agoΒ (edited)

Thaaaaaaank yooooouuu! Yes!

"Landlord" Look at that word. That is some old shit. Can you believe we still use a word like that?

It was interesting for me to imagine what you were explaining that in the '50s anyone with any drive could get a house. Wow. That must be why old people look at us as such losers. They did it so easily they're just lookin at us like what the hell is wrong with you.

So good I'm gonna resteem it. And I'm doing that very little these days!

Yes, back in the 50s, a college degree meant you had a job wherever you wanted.
Today, its entry requirements for making coffee...

And yes, that is what the baby boomer generation sees.

Thanks for reading and resteeming.

Good article, the future is harder for sure! One other load that we should consider, is inflation. Spending has driven money towards worthless levels. One of the most hidden reasons for this problem.

If you buy silver coins from 1964, the modern money cost is 20 time face value! They have spent us into one Hell of a financial hole, where a nickel then is now worth a dollar! Multiply the house cost by 20 times, and it gets a lot harder to buy any house!

Yep. And further, they relaxed loan requirements (as well as lowering interest rates), so that newer borrowers can borrow even more. And such drives housing up.

They stopped making pennies out of copper because it was worth more than a penny. Soon, these zinc slugs will be worth more melting than spending.

Β  Β· Β 6 years agoΒ (edited)

Yes, they are rapidly painting themselves into a corner, that they can only get out off by insolvency! Keep buying bullion! I own three houses now, and if you own them free and clear, they will retain value. If not they will repo them, and throw you in the streets.

Debt will soon become a fatal disease! :'(

Two alternate ideas:

  1. Don't live in a city. Plenty of cheap land in rural areas, just let go of needing to be in the city. If you find your mate, then find some land and a simple job in rural areas. Heck, you could just go slightly outside of a city and grow food for the people inside the city. Or, you could put all of your effort to do social media (like Steemit) payments and only require a Internet connection (Hughes Net).
  2. Seasteading. Buy a cheap boat that floats with room to grow food and stuff on it. Do the social media thing too. Tons of space on the ocean.

Hughes Net sucks. Just had to say it.

But soon, we will have internet everywhere on earth.
And also, we will have locally produced, community sized, green energy production.

As these things happen, more people will start communities out in the middle of nowhere.

Seasteading is a nice idea... but storms are harsh. The sea is a harsh mistress.

Hughes Net is just an example.

As an IT person, my biggest pet peeve is that in this day and age, we will require people who have no or little interaction with co-workers to be physically in a building. So, my point it, when Internet is available without wires (AT&T has a plan to broadcast fiber speeds from power poles) people won't be limited to buying and living in high expense locations.

Seasteading, done right, would avoid most of the problems of docking a boat in one particular harbour.

I understand your point, and agree with the removal of limitations, and the inevitable outcomes.

Hughes Net, who i have dealings with, inside and out, sucks.
But, they are one of two groups in that field, so pick sucky choice A or B.

I would like to see larger seasteading projects. Its not that the problems can't be overcome with todays technology, its just a matter of actual working solutions.

And i want to know how they set up defenses against pirates.

Well...if I was a seasteader, I would just mount some 50 caliber machine guns to the deck. The pirates haven't been coming in anything armed to the teeth.

This is an interesting expression in your post! :) I sometimes collect interesting quotes to make a post on their basis.

Which quote, i would like to know?
Thanks for stopping by and reading.

Β  Β· Β 6 years agoΒ 

This post was already six days old by the time I found it but I'm glad I did. I don't live in America but I've had a similar experience of watching homes become more and more expensive until they're basically out of reach. It didn't help that I've been looking at house prices since I was maybe 9 or 10 dreaming of when I could buy one and 21 years later...I'm really hoping my cryptos moon.

Β  Β· Β 6 years agoΒ 

Buying a home is a complicated process if it's your first time. Following a step-by-step guide can help you understand what to expect from beginning to end: https://homeia.com/sell-homes/