Greetings to friends and greetings again, I hope you are all in a healthy and always healthy state today about this, I present a project where the project is very good and fast, especially when in the modern era balances the growth of the digital age.
I hope with the presence of projec VIVA this can be useful, as well as a link to decision making, even if it supports this project.
ABOUT VIVA NETWORK
Viva is a brand-new decentralized home loan financing platform. More specifically, the platform is designed as a mortgage and crowdlending platform that runs directly on blockchain technology. If you go to the company website, then you can contribute or learn more about the system through reading the whitepaper.
Viva’s platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trustless ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.
Viva enables a free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.
Viva aims to revolutionize the antiquated mortgage lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent approach to financing.
We believe that Viva’s technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions.
Furthermore, by allowing the free market to dictate the risk and associated value of each mortgage - as opposed to a bank - we expect to see more fairly priced mortgages. The Viva platform will be leveraged by those in the developed and developing worlds alike, thereby enabling the world to take a large step toward geographical wealth equality - by breaking down the barriers and leaving both parties better off.
Viva’s mission is to disrupt the mortgage industry by allowing home buyers and sellers to set the terms themselves. Any individual, from any country in the world, will have access to credit financing for home loans via a decentralized, open market network on the Viva Platform.
Additionally, Viva’s function as an investment and savings platform accessible with just a mobile phone means all users of Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in.
Development Plan
- Phase 1
Continuous improvements and development of proprietary decentralized applications like the Real Value 2.0 Home Valuation App. In this phase Viva network will be focused on creating a valuable working model in our test market, before launching to additional markets.
- Phase 2
In this phase Viva network will be Expand their marketing and promotional campaigns using large scale partnerships and acquisitions for the adoption of The Viva Network on an international scale. In 2019, they are planning to expand their operation to the first five countries that provide the most opportunistic risk/reward profile for FMS investors.
- Phase 3
Viva network hoping that their applications to be self-evolving and completely decentralized, with all three primary systems working collectively by 2022. Further they will be expanding their network worldwide by 2022 to attract more market.
- Phase 4
Viva networks final goal and their long term target is to make The Viva Network a global household name, completely decentralizing the mortgage process and eliminating the need for home-buyers to seek financing from traditional banks.
What is the Viva (VIVA Token) ICO?
The current round is the private contribution round in which contributors get a 40% bonus on tokens when they invest. The round has a cap of 25,000,000 Viva/500 ETH.
The exchange rate right now is 50,000 VIVA to one Ether. There are significantly more details on the token generation on the company website.
Also, anyone who is looking to invest may want to take a look at the roadmap placed on the company website. It has a full list of the vision and goal of the company and how they plan on achieving it.
Bby keeping track of their progress in relation to their predictions, you can more accurately gauge how on point and effective the team behind the company is.
MILESTONE
- May 2016
Inception of original idea.
- June 2017
Exploration of blockchain ecosystem to identify suitable core technologies.
- July 2017
High level, service-oriented architectural planning of the Viva Platform.
- August 2017
Exploratory data and feasibility analysis.
- November 2017
Developed the Real Value 1.0 Home Valuation Algorithm.
- Q1 & Q2 - 2018
Launch of Token Generation Event and development of MVP. Initiate large-scale marketing campaign.
- Q3 - 2018
Develop Real Value 2.0 Application. Obtain legal and regulatory licenses.
- Q4 - 2018
Launch Real Value 2.0 application. Finalize proprietary ML algorithms.
- Q1 - 2019
Begin incremental launch of the Viva Network Platform.
- Q2 - 2019
Launch the Viva Network Platform and successfully crowdfund first home loan with Viva mortgage financing system.
Conclusion
The platform is being designed to revolutionize the real estate industry. By way of smart contracts and blockchain technology, VIVA is planning on eliminating the banks, financial institutions and other middlemen to help the buyer and seller profit more.
At the same time, they are looking to end the old ways of operation in terms of mortgages and loans. VIVA is a very real platform with a real team and probably one of the better ICOs to keep an eye on at this current date and time.
To learn more please click on the link below :
Website : http://www.vivanetwork.org/
Whitepaper : http://www.vivanetwork.org/pdf/whitepaper.pdf
Facebook : https://www.facebook.com/VivaNetworkOfficial/
Twitter : https://twitter.com/TheVivaNetwork
Telegram : http://t.me/Wearethevivanetwork
BTT Profile Link : https://bitcointalk.org/index.php?action=profile;u=1803077