Earth is our home. We have lived here for quite a long time. Conceived and passed on through periods of time. In an existence, owning a house is viewed as one of the long lasting dream for some individuals. Having a house in which you can spend a life is one of the numerous objectives of life. Individuals in a few nations spend their life in the quest for this objective. Home Loan is a standout amongst the most unmistakable responses for individuals who wish to claim a house. It works fine for the individuals who have great financial record while making issues for those having an awful record as a consumer. There are many purposes behind the awful credit, such missing installments in the last advance, or not ready to reimburse your last advance and so on. Numerous things can occur amid this period which is out of your control, and that can prompt a terrible FICO assessment.
HOME LOANS is a platform for investment in loans secured by real estate around the world, built on the basis of the Ethereum platform. Token HlCoin platforms will be provided with the real estate objects and will be traded at crypto exchanges. HOME LOANS platform uses complex algorithms to predict creditworthiness of all customers and in just 20 minutes a borrower can get their very first the first loan to purchase real estate in his her life just from their smartphone. All customers have an ability to pay less interest and have a higher credit rating, if they use our platform more often. All aggregated Big Data and Credit Histories are stored on the Blockchain. Thousands of investors have access to millions of new customers that we bring into the world economy and millions of people will have the opportunity to purchase a property anywhere in the world.
Our products.
The international lending platform for real estate HOME LOANS provides for such types of loans as:
Loans for housing under construction.
Loans for secondary housing.
Loans for commercial real estate.
Loans for land purchase.
Loans for own property.
Proposed benefits.
HOME LOANS for the crypto community: Creation of a crypto-ecosystem.
Our goal is to help private investors and business working on the basis of blockchain technology to significantly expand its client base by accessing our real estate lending platform and mobile marketing for business. According to our long-term strategy, HOME LOANS should become part of the cryptosystem. In the future, we are considering integration with the following hightech products:
Everex
Cross-border payment system. Supply of crypto funds for borrowers.
Civic
Improvement of the procedure for identification and verification of borrowers.
COSMОS
The network and infrastructure for interaction between the blockers.
HOME LOANS for business: attracting new and returning old customers.
The business model is extremely simple. Service (mobile application HOME LOANS) leads the client to the partner (counterparty). If the client makes a purchase or uses the service then the seller returns a part of the amount in HLCoin (provided free of charge to the platform) to the customer (borrower) as Cashback, and in traditional money to the account of HOME LOANS. This motivates borrowers to come to our partners and make purchases — mobile lid generator. Now business does not need to spend huge money on advertising to attract customers — they will come themselves.
HOME LOANS for people.
It gives people the opportunity to buy property without resorting to traditional methods like banks. The platform has its own scoring system which analyzes borrower’s credit history and analyzes HLCoin production in the mobile application HOME LOANS. It gives better chances for the borrower whose credit history was damaged due to circumstances beyond his control.
HOME LOANS for local partners: global business scaling.
We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform. We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.
ICO Information & Team
To allow people to make a contribution to the development of the platform they are issuing HL tokens to the public. A total of 150,000,000 HL tokens are available for public sale. 85% of tokens will be distributed to the investors. One HLC token is equal to one dollar. Bonus exists for early investors.
The funds collected will be utilised for the development and promotions of the platform. Their main objective is to have more people participating in the process. The team consists of experts from the real estate and technology. They are determined to create a sustainable solution to the problem.
Conclusion
The primary objective of the platform is to provide secure and transparent service, where anyone from any part of the world has an equal opportunity of getting a home loan. The international real estate community can find itself in a stable future of Real estate business once they move to HOMELOANS platform. The entire ecosystem of investors, lenders, insurance companies and buyers will be immensely benefitted from the application of HOMELOANS platform.
Website: http://home-loans.io/
Whitepaper: http://home-loans.io/White_Paper_ENG.pdf
Author: TheMichaelMatch
My BitcoinTalk Profile: https://bitcointalk.org/index.php?action=profile;u=1326035
ETH Address: 0x76cc93e01a6d810a1c11bbc1054c37cb395f14c8