I. Background
City District District in Jantho District Community Empowerment Aceh Besar in the neighborhood, the rural areas (PNPM-MPD) of the capital of funds allocated by the national program, sub-urban government in 2004 (formerly KDP) was out in the district is 13 Gampong in Jantho District Java Transmission is made up of Jantho Baru district populated almost Aceh out.
All of us, in particular the problem of poor access by community in rural areas aware of the serious poverty problems, lack of capital or financial institution, backwardness and poverty, have made your life fast with extreme moments. But not enough to provide working capital loans, the problems they face precisely because they too can solve a complex issue, so it is a complex strategy, planning, organizing and needing to be tested.
coverage
So in a sense of well-being of rural communities in general and in particular the independence and power of members of the group to enrich the event rescue group and the debt of rural prosperity for new district of Jantho Sub town in the district of Jantho has too much positive effect.
Structural maintenance of loans to women
- Protections: New District of Jantho Kadesh
- Tip: Kamsyahrul, S.Pd
- Rapporteur: Supare
- Secretary of the City Rohyti
- Treasurer: Naimah
- Members:
1.Ismayti
- minem Friatna
- Salbiah Ksri
4.Purwn - Anik
6.Cahyanti - Yarohsriati
- Sugiarti
- Sukesih
10 die Rswani - Ismaniar
- Jamila Mutia
- Ismawarni
- Don Rahau
- Kamsiroh
- Sakinah
- Rosmina
- Suranti
- Marlina
- Ayesha tasmi
- Ning Wati
- Maswanah
- Umibarokah
- Sunrsih
- Fastening
- Novisanti
- Suminem Masroh
The problems through the provision of additional working capital for women is the existence of the National Empowerment Community Program in Rural Areas (PNPM-MPD) that could see economic activities such as women's credit (SPP), a reduction in Poverty access to program success program is the development and refinement of the program have before. Approaches and programs in terms of management in particular. PNP-M has attempted to alleviate poverty in a more complete and integrated way, involving the active participation of private institutions, public and competent agencies.
II. Purposes and Objectives
- The growth of the economy
- Banks and other parties to reduce the amount of public debt.
- To provide public access to a business loan guarantee is not.
- above all women, reduce unemployment
- Improve family well-being.
III. Target groups for rescuing women and loans
- Citizens (female groups) who want to learn kankegiatan economic efforts
- Increase in family income and well-being.
IV. Group D
2004 District Development Program (KDP) following the first year of the village of New District of Jantho, however, managed to strike wonder in the community at all that only a change of government and authorities in the hand. The community is invited to a meeting with the new value of the village in Jantho district socialization protection highlighted, initial planning, mengadaan implementation, and. A relatively large degree of involvement is evident from the many women present and proposed debt.
Women's savings and loan groups do not constitute the first one was called 1 (a) group of well-being residents New Jantho district includes 18 members, once the initial RP loan group has been funded funding allocated to 10,000,000. KDP given time limit. The time spends the growth of women's savings and lending each year year by increasing the number of members of the March 2013 group, as far as the members of the group as Sejahtera village 39 New Jantho District There are 8 groups running at moment.
Problems encountered V.
This group of funds for multi-user work unit management such as - saving a specific activity of women and loans will certainly represent the obstacles, obstacles that you and, if you keep the maximum allocation PNP-M Mandiri Rp 350 million, Will be divided into 2 (two) instead of each month the group will become a serious problem, especially the rich and accelerate the delivery of the second shot. To avoid saving / government in the village, at least in this number of women's groups and loan administrators, coordination units with common services managers and members went to these issues resolved through the kinship discussion.
YOU. Lead group
Saving and Credit Management (Renteng Liability System) .................................... ...
Renteng's liability system as created by the proliferation of sympathy between social values that security is a society both in terms of human and financial responsibilities, namely, unity, mutual assistance, care, discipline, members The faith community used. Co-operation and solidarity of the system, although this is a problem, group co-operation to facilitate. All members of each group should be responsible for their members for self-esteem, greater sense of community wellbeing, and social responsibility.Service / Credits
Annual rates set at 10% as much as other groups as well as women in the debt service savings and debt management unit. But also of interest, its members, classified as lending decisions group results group meetings berdasarkna together account for 5% per month.States Obligations
A. Each member should attend the monthly meetings
B. Each member must pay the basic, compulsory and voluntary tax
C. Every member disturbed directly saving members and women loans stops at the next stage.Another rule
A. Monthly Lubrication Event Management Units do not paint any members of the Group's Board receive Fonte Bank Group deposits.
B. The deposit is not sufficient to raise funds through voluntary contributions from the States (s) to have a well-defined purpose work above
C. Each quick syrup must all cash deposits pay for the sugar and edible oils to be distributed to each member.
VII. Some members of the victory
Some members see the rich will be able to handle your business:
I know the production
Before saving PNP-M production, women workers rely on family members to handle the business and borrow money from the loan, but four workers in what today's production capacity after the unit-borne lending have been in Able to rent
II. Production Sumiyem Tempe
Sumiyem where the ongoing marketing production Tempe around Kecamtan soy sauce 2 bags of hiring three people from his village or spending 100 pounds a day at Banda Aceh today
III. Minem production Tempe and chips
The tempeh marketing of homemade home-made fried potatoes is better than the sari is aided by three Aceh Banda workers for potato production and comes sari, and so they are selling faster in the market and 100 kg of potatoes each week costs
VIII. Property Group
Group Savings Bank and is also of interest to give members of this group of property or assets, compulsory savings and volunteer credit loans member savings from management units, of which $ 40 million (DO).
IX. Profit / Loss and Penggunanaannya
End-Year Meeting on Responsibility and 2012. RP Scoring Do not Earn Sejahtera Group of 8,920,000 ,. Get access, syrup and spending for Chinese and RP members 100,000 distribute persaham - RP 17,000, 1 share earnings -
In 2012, when the needs of the rich have to wait for the order of a (1) basic food truck 55 dozen syrup, 300 kg of sugar and distributed 80 kg of edible oil keanggot quickly because many needs had