It is important to get rid of mortgages. Mortgage (a french word) meaning death note. Where the bank takes 3x as much money from the people as the builder and developer get.

However, it is not ultimately a good solution.
As in, these greed SOBs, "T.H.E.M." will always weasel their way back into power / control of the money supply.

Thus, for this piece, cryptos are a far better solution. Just leave the central banks behind. (of course, this war is only starting to be fought)

I have always advocated for a system where we build a tiny room for every person, and have a cafeteria where any who are hungry can show up to eat. So, providing free minimum housing, food and clothing.

But, this has to be done by someone other than govern-cement. Because the way govern-cement does it, is to put the locks on the outside of your "free" room.