Believe me, do not wait for old age to start investing. Investment keeps your life in the future awake. However, where is the capital? What if you do not have enough capital to invest? You do not need to worry because there is currently a popular financial product, the mutual fund. Mutual funds are a collection of funds that are managed for sale of shares, balance sheets, or other financial instruments. The ease of mutual funds lies in unnecessary amount of investment, requiring tens of millions of capital. The system is simple, you just need capital capital entrusted to professionals. Replace this for you do not need a headache and think about what you should buy. You just need to decide which mutual funds you want to buy. Next, the investment manager you will capitalize.
Mutual fund investment expensive? Based on data from Bareksa, the assumption was wrong. Products available. Of these there are 43 mutual funds stock products that purchase minimum starting from Rp50.000 to Rp100.000. In addition, returns or profits generated by mutual funds also do not depend on the size or size of initial purchases of investors. The amount depends on the manager or investment manager in the mutual fund's task.
Furthermore, more advanced factors, such as what are the options for an investment manager to manage. He will see the condition of Indonesia's economic fundamentals. As an obvious example, in the mutual funds of Mandiri Investa Atraktif and Manulife Dana Saham, the minimum initial purchase amounted to Rp50,000 and Rp100,000, respectively. After one year, Mandiri Investa Attractive mutual fund mutual fund has 24.98 percent profit and Manulife Dana Saham's mutual fund has 22.98 percent return. Apparently, the profit is greater than the falling Composite Stock Price Index (CSPI), which is only 21.63 percent.
Investing in mutual funds is one of the strategic strategies for the capitalist community, both institutional and individual investors. It is also included for small investors and people who do not have much time and deep knowledge about financial literacy, especially to calculate the risk of an investment. For example, if you start setting aside Rp100,000 on November 30, 2009, then continue to raise $ 100 each month. On the 1st of the past five years of the Manulife Dana Saham fund, your money on November 28, 2014 becomes Rp7.784.544,76. With additional money each month, the company's initial capital increases to a total of Rp6.100.000. Meanwhile, the return earned from the investment amounted to Rp1,684,544.76. When compared with the total investment, the return generated 27.62 percent 
.