L-PESA Can Build A Better Platform Than A Similar Platform.

Summary

L-Pesa microfinance is fintech startup ready to take advantage of fast-growing financial services needs in developing countries. The The company has validated model of operations for 24 months and have build advanced technology, automate most operations. Primer barriers to growth at the moment is its ability to fund the acquisition of users and loans. Loan loss ratio goes below 10% while the loan repayment about 25%.The idea for the L-Pesa incubated for a decade, and the business was launched in four important market forces converged to allow Scaling:

Large Data, artificial intelligence & Blockchain
Alternative credit Data
Mobile technology
Biometric Identity

L-Pesa has exploited this market forces and build technology and proprietary credit scoring model that allows for fast scale micro-loans in developing countries while keeping loss ratio is below 10%. The solution is highly automated, allowing a small team back office to support a high volume of loan origination. All loans are serviced by L-Pesa.

Ron Ezra Tuval, founder and managing director L-Pesa, has extensive experience in the developing world, particularly regarding agricultural technology-related and tourism projects. Ron first came across microfinance in Southeast Asia and spent decades incubating ideas L-Pesa while waiting for the technology needed to mature. Ron has built a strong and diverse team to L-Pesa with managers in the country that operates in Tanzania, Kenya, and Uganda, and the development team in India. There are also the back office team deal with Tanzania, Kenya and Uganda background checks, credit approvals, and customer service. Technology, marketing, and accounting teams operate on a virtual model and consists of experienced staff based in Europe, America, Africa and India.

L-Pesa has a strong focus on Automation. 95% of users acquisition and loan underwriting process is automated and is therefore very scalable. The company has spent two years developing customer-facing and back Office system using a team of seven software developers. The user interface is based on the experience of mobile web and marketing is primarily achieved through social media and SMS.

L-Pesa technology stack is built on Amazon Web Services, highly scalable on-demand cloud computing platforms that have been or are used by major brands like Netflix, Airbnb, Pinterest and Spotify. L-Pesa has been integrating a number of third-party applications to perform tasks such as SMS messages, user verification, and marketing. Transfer of funds is handled through integration with the mobile money service providers like M-Pesa, Airtel money, Tigo Pesa and MTN.

L-Pesa has issued more than 38,000 loans since will live in March of the year 2016. Over 170,000 registered users based on their social marketing campaigns that are run on a minimal budget. The marketing strategy has been enhanced for 24 months, and L-Pesa is now ready to launch marketing campaigns via SMS and social media with customer acquisition costs conservatively projected $1.00.

Founder of L-Pesa, has invested about $500,000 till date. The Business was launched in Tanzania in 2016 and in Kenya in August 2017. A soft launch, which took place in Uganda and India. Technology company stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit the barrier of growth — there are no enough capital available to lend to all those who are interested, and the potential for almost unlimited acquisition of users but require capital to marketing costs and staff supporters. The company now is collecting funds to take advantage of the leading position, a strong platform and virtually unlimited opportunity to expand its financial options for the majority of the inhabitants of the Earth.

Launch of token summary

Token name: KRYPTON
Ticker token: LPK
The token owner: L-P Krypton Ltd, Suite 2B, 143 Main Street, Gibraltar GX111AA.

Company number: 116865
REID number: GICO. 116865-49

The token type: Ethereum ERC20

The number of signs being issued: maximum amount of 2.6 billion. The final amount of
signs that are created will be calculated in accordance with the final amount of the contribution.
The final amount will be published end of ICO.
Mining: there will be no mining or any other means to increase the token
the number of ICO, save both in the future.

Use of proceeds: see “using results ” section in this document.

Bonus: during the pre-sale and private, participants will be eligible for
the following bonuses:

LPK token distribution:

Token Total sales of 2.6 billion
The number of token sales 58% (from all the signs were made)
The management team and 15%
Councilors 10%
Gifts and referrals 1%
Business development 16%

Token prices: 1 ETH = 17,500 LPK

Token key periods of the rise: till the end of ICO.

Token activation: one day after the end of ICO

Token storage: ERC20 Krypton Token will be stored in user L-Pesa
wallet. During the key period was up, the user will be able to Exchange ERC20 Krypton
Token on social exchange L-Pesa.

Krypton L-Pesa ICO timeline:

Pre-sale begins March 18, 2018/15:00 GMT
Pre-sales end 3 April 2018

ICO began April 10, 2018/15:00 GMT
ICO ends may 10, 2018

Conclusion

L-PESA believes that with a solid and reliable team and systems, can provide users with a safe and transparent financial and payment services, and provides the user with various benefits and comfort in any of their financial activities perform. Tim L-PESA also believes that with the development of a systematic and professional, team L-PESA can build a better platform than a similar platform.

OUR TEAM

ROADMAP

MORE INFO:

Website: https://kriptonofafrica.com

Whitepaper: https://kriptonofafrica.com/static/pdfs/L-Pesa_ICO_white_paper_Jan_7_2018.pdf

ANN: https://bitcointalk.org/index.php?topic=2873068.0

Facebook: https://www.facebook.com/kriptonlpk

Telegram: https://t.me/joinchat/HbNNkBLQJkw7765Ri7tg7w

Twitter: https://twitter.com/LPesaMicrofin

Author: Ghaniindependen

My profile Btt: https://bitcointalk.org/index.php?Action=Profile%3Bu%3D1318272

Wallet ETH: 0x1a505ccE73B679996E68Bf954334c098f21F1dDB