Banks have really taken advantage of people's ignorance about how "money" works! ( What is called money, isn't. It is a fiat currency.)
There can be no valid contract between a corporation and a man or woman. They are in 2 different jurisdictions. So the owners of this global fraud act on the ALL CAPS version of your given name, a corporate fiction not created by you. Now there are 2 corporations interacting. But you remain ignorant of this fact! The contract is invalid also because the man or woman hasn't had full disclosure of how the funds are actually generated. And thirdly it is invalid because the man/woman have not been given equal consideration, ie, the bank put up no collateral, and lastly, there was only 1 autograph, yours; you are bearing all liability for the ALL CAPS name! ( This name is traded on wall street to the tune of billions as an hypothications of your lifetime of labour and value given-- the cusip number proving this is shown on most (wallet sized) birth certificates.)
The banks are making profit hand over fist and they fraudulently accuse the men and women of crimes for money that the men/women actually generated. It is these people controlling this system are actually guilty of crimes too numerous and too hideous to mention and who are causing harm and damage everywhere they turn.