CBDC's.
What you'll see is, they are not worried about the Crypto market at all because of the fractured nature of it, also, CBDC's will put third party payment rails out of business. eg: ( Visa, Mastercard, Amex etc)
This is worth the 20 minutes to cut through the hype and hear first hand what is coming.
I wonder if the third party payment rails know what is coming?