Budgeting is very key to successful money and wealth management. Even some of the most wealthiest people in the world still have a budget. It may not seem like it to us but they do. That is how they maintain and grow their wealth.

If most of us took something away from our entertainment expenses each month, something small and put that aside for a year on average most people will have saved over $2000. I don't know about you but i can use an extra $2000 at the end of the year. Especially at Christmas time!