Overdraft fees really screwed me over before. Sound financial management was the only answer. I switched banks and righted my ship. I now have almost no fees associated with banking :D Banks offer a carrot for signing up but when you do the math they gain it back and then some with all their insane fees.
RE: Big Banks raking the dough: $15Billion in overdraft fees
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Big Banks raking the dough: $15Billion in overdraft fees