I hope all citizens of the world - not just the U.S. - are planning for the pending financial implosions, just around the corner. Without proper financial preparation, we'll be B-lining it right into the farm gates. Eventually, probably everyone will be sucked in, due to dependence to the government (whatever "government" will be). But, at least for my years left here, (still-attainable) financial independence should be enough to stave off the herding-dogs.