I'm pretty comfortable with investing in crypto. Currently from whatever money I invest, 50% goes into crypto and 50% goes into the stock market.

In the stock market, I place 60% of the money in different bonds and 40% in stocks that pay dividends to their stock owners. I rarely go into penny stocks because I'm treating the stock market as my safety net, should crypto fail.
I have no reason to take further risks in the stock market when I'm taking gigantous risks in crypto already.

In crypto I place the main chunk (80-90%) into Bitcoin, Ethereum and Litecoin because i feel these are "safe". The rest I spread out in various altcoins. I have done 1200%+ in altcoins in the past three weeks, so it's a fun but risky place to be.

Just sharing my strategy since I felt it was relevant to the post and kind of proves it right. I won't take responsibility if anyone tries this and loses 50% of their savings. Come up with your own investment plan and never invest more than you can afford to lose.

Age: 20