Pngme: Financial App Solution

The global rise in the use of smart devices has made many projects and ideas to launch that will have a positive impact on our daily life. We are getting payment solutions and financial information from different applications. We have experienced the advent of legal tenders ad the economy was not the same since then. We then shaped our financial sector into going cash-less state with the dawn of plastic money. Because of the centralized payment mechanism sustaining in the present day, we cannot make international payments instant. On the other hand, there are many rules & regulations imposed while making lending to individuals and business enterprises. And in most cases, lending cannot be made due to a lack of strong credit scoring, and there is no lending platform for alternate assets, cryptocurrencies. We are gradually entering into the era of blockchain, and in the future, cryptocurrencies are going to be another form of legal tenders that are seeing them a paper, just like the plastic money, transition to cryptocurrency is already taking place. But such a transition will be incomplete if there is no platform for lending or saving platform for them. The Pngme is an app that is going to be the leading platform for the investors where they will be able to have access to such an alternative asset. The Pngme is the global financial market place where investors and borrowers can have access to the capital at a competitive market interest rate.

Pngme financial app solutions:
The core foundation of the Pngme application is the use of decentralized technology, blockchain, digital credit scoring, and algorithm of rate-setting with decentralized in nature. The borrower of the app will have access to score their customers through digitized credit scoring and will be able to raise capital through the issuance of the digital bonds. And these digital bonds are then sold on the lending platform of the market place to the investors. The APIs of the borrower’s digital credit scoring will ensure flawless incorporation of borrower’s mobile payment app for transforming credit default threat into digital bond through the digital bond API platform. By taking the present and chronological credit risk information, the investors can make the capital price competitive and will be able to maximize the supply.

The mission of the Pngme app is to ensure the stream of capital in the market. They aim to reach out to the financial institutions, start-ups, potential entrepreneurs, and bottom of the financial sector to have easy access to capital. Not only to able enterprises and individuals but also the all level of inclusion in the financial market is the aim of the Pngme solution. The Pngcoin app solution believes in financial inclusion, which means to have affordable, available, and appropriate financial products and services to consumers and businesses that were not brought under the financial sector before.

Because of different challenges like location, education, costly existing financial products, and difficult credit scoring, the Pngme app came up with the idea of inclusive banking and financial solution to the targeted consumers through the use of blockchain technology.
Such access will also be available to the bottom of the pyramid to have transactions and access to capital, which is much needed.

By providing the mobile payment system inclusive of local and cryptocurrency makes it easy and comfortable for the user. This feature also creates a broad acceptability of the app at large. Also, the savings platform to have a reward or interest rate on the cryptocurrency makes the Pngme solution attractive to the crypto users. The digital scoring solutions will remove the obstacles for the excluded part of the financial sector to have easy and reliable access to the capital market.

The Pngme app will have a definite impact on the economy with its borderless and easy access to capital in the financial market. This will ensure to have the investor's competitive interest rate while making an investment. The mobile solution envisions utilizing the blockchain technology and decentralized rate-setting algorithm along with the digital credit scoring to achieve a revolutionary change in the financial sector, making access to banking for everyone. This inclusion will help to have sustainable economic growth as well as positive change in the quality of life. The Pngme global financial app solution is definitely an app to look forward to!