New Study Suggests Retiring Early Could Shorten Your Lifespan

in psychology •  7 years ago 

According to a recent study from researchers at Cornell University and the University of Melbourne, retiring early might mean a shorter lifespan.

The study investigated the relationship between Social Security claims and mortality rates and it found that for those who claimed Social Security early, that there was a jump in mortality.

For the men at age 62, it was a 2 percent increase in mortality and for the women it was 1 percent.

Researchers behind the study say that for those who retire as soon as they are eligible, that it might have a negative impact on their health, especially for the men who could allegedly see an increased mortality risk of roughly 20 percent.

Previous studies have also found that retirees might be at least 40 percent more likely to suffer from a stroke or a heart attack than those who are still working. The first year of retirement is said to be the most difficult.

Retirement brings with it a lot of changes and for many it can be quite a struggle to try and get used to. It's a challenge that is a lot more difficult for some than it is for others. And quite often you can easily feel a loss in a sense of purpose if your identity and value was so closely wrapped-up in what you did for work that now you don't get to wake up and do anymore.

For this reason, many retired individuals often try to fill their time up with a variety of activities, sometimes even go back to work because they can't take the boredom or they miss having that sense of purpose.

Perhaps staying at the job and working even longer would bring with it stress and anxiety of its own, and so for some it might be the better option to accept retirement rather than continue to struggle with the various issues and stress that their work might bring along with it.

For those who aren't ready though, various studies have indicated that there could be some difficult challenges that come along with the change. And that could mean some serious health issues such as stroke, heart attack, depression, and more.

Despite the difficulties that some might face when embracing the change and tackling the new transition, many people working today still dream about the day when they'll be able to begin their own retirement adventure.

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The information that is posted above is not intended or implied to be used as any substitute for professional medical advice, or diagnosis or treatment. The above is posted for informational purposes only.

Sources:
https://www.bloomberg.com/news/articles/2017-12-19/retiring-early-just-might-kill-you-says-new-research-eco-pulse
https://www.newsmax.com/finance/personal-finance/retiring-early-kill-you/2017/12/27/id/833881/
http://www.huffingtonpost.ca/2017/12/20/retiring-early-could-kill-you-new-study-finds_a_23313532/
https://moneyish.com/upgrade/retiring-early-could-kill-you/
http://www.newsweek.com/2015/03/20/retiring-too-early-can-kill-you-312092.html

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Is it me? Every time one study comes out, another one contradicts the previous study? The major factors in life expectancy is our predisposed genes, lifestyle, and environmental factors. Of course, retirement requires an adjustment, but it benefits people who have lots of interests, close to family and friends, and volunteering is a great contribution to our community which all require one thing....positive attitude!

so true, lol. I would also question the cause and effect of studies. Are they dying earlier because they retired earlier or did they retire earlier because they weren't healthy?

Perhaps, we can all live longer if we ate the beets that you grow and spend more time smelling the beautiful flowers @alieone

you speak the truth again @senseicat. let's add to that the soothing company of a purring 4 legged furball and I think we can do quite well :)

Probably because people eat more when they're retired and have less work to keep them busy. The more you eat, the shorter you live.

Thank you for your post, Its a complex topic! I have the feeling that people who get retired sometimes starting to get lazy an maybe change their nutrition. This could be one reason...

I plan on working as long as possible. Slow down but don't stop.

  ·  7 years ago (edited)

Early retirement only for people, who financial independent only and not for the one still depend on paycheck...
I think there is hardly enough research on the topic of why people live as long as they do–much less to link it with retirement. Life expectancy is a very complicated thing!

Interesting post, I feel if we retire from the hustle and bustle of the traditional job will allow the person to be less stressful which may save them from health conditions such as heart attack. But keeping busy by volunteering or working from home may be a good idea. Just thought from a corner of my brain:)

I agree. If sombody retires then just sits around the house all day with no purpose in life then whats the point of living.

Nice to know about it, excelent post.

Another engaging post @doitvoluntarily. It must be one of the largest fundamental changes in life, retirement, and the strain it places on the individual trying to adjust to it comes at a time when the body is less capable of tolerating shock.

I think a healthy frame of mind and a purpose outside work would make all the difference. Thanks!

Unless it's a family business, so nothing really changes.

Also, it depends on how active you remain.

These studies on the aging population are becoming even more important as we enter an era of time where a large proportion of our population is aging (top heavy age demo wise).

I think for most people, particularly from that generation their profession is very heavily tied to their self worth and identify. Take that away, and the mind, body, and soul loses purpose and the drive to continue.

Thanks for the read. I love these type of studies.
@strongerbeings

I think life expectancy is complicated and hard to predict but I feel that having a purpose is of utmost importance. I am still working at age 81 in my own business and I can't imagine getting up in the morning and having nothing interesting to do.

Interesting ! Good job !

I am very glade to know about this. An excellent post.god job. keep it up
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great..

Sounds like too many subjective/individual variables to account for.

Far too many people have their identities tied up in their jobs. Many work to earn a living in jobs that they hated. In both cases, it can be a bummer when they retire.

everybody needs meaning in their lifes, even if its from a bull shit 9-5. So i agree on this post.

That's a nice study nut a dilemma.. in holland now you van go with retirement at 67.. so you work all your live till 67... do you see a lot of people working that hard at that age?

To be honest I hope to retire sooner.. crypto is one strategy.. I started very small, only what I could miss.. and I really hope to stop maybe one year earlier at 66.. or maybe more depending on a lot of things...

And you?

Based on the real life event i have experienced,i guess this is really true.Most retirees i have come in contact with usually have health implications like stroke mostly but i have not seen cases of heart disease but depression is mostly encountered.Thanks a lot for sharing

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Thanks alot

If you retire and do nothing meaningful with the rest of your life, you might die soon. But if you continue to pursue purpose and live an active life, you might see many good days.

i am not surprised. Dad died at 63 and retired at 57. Lack of purpose and physical exercise contribute to this. Some seniors find a second career or purpose. volunteering and giving back come to mind. Thanks for the info!

oh well, I think retiring from work and retiring in mind and in life are different concerns. I believe till the time you have a want to live more and be more productive during your not so small lifespan, hardly any retirement in any field would impact your life span.
I respect what you have written @doitvoluntarily and just trying to share that may be professionally we become incapable but in mind, we can be as young and progressive as you want.

  ·  7 years ago (edited)

looking at some of the comments i feel i need to add another 5 cents..people, stop looking at statistics and studies. Each one of us is different so look to yourself to find out what is good for you. This dependency on others for finding out what gives happiness is misguided! You might be the kind of person who will get bored to tears after retirement because you haven't developed interests outside of work. Or, you can be the one who works hard for years to be able to retire early and have time and money to do all the things you didn't have time to do while holding a full time job. Only YOU can figure out what to do with your life, no so called experts can do that for you and I wonder how many who did the study have their lives figured out.

I have said for a number of years that retirement kills you.

I think that it is mainly from people just wanting to lay around on the couch and not getting enough exercise. If that is your idea of retirement then it will kill you.

The purpose issue is big as well since many of us identify ourselves to our jobs. When we introduce ourselves we often are asked what we do. If we go from Senior management at a company to retired their may be a perceived loss of prestige.

Very nice post @doitvoluntarily, I like the beautiful ocean scenery, thank you for sharing, I wait for your next posting, greeting friendship for all friends steemit

whatever. As long as other things than work are more important for me I don't think it will negatively impact me. Hope I can actually quit and start working for myself as travel photographer one day :D

Really interesting post, thank you. Demonstrates the real need to plan for the first year of retirement. Travelling round the world for 12 months sounds like the best way to get through it!

Well this is thoroughly disappointing.

Work to live or live to work... ?

I thought if a person retire early it would be the other way around making their life more space and time

I think it is possible and necessary to begin today and not to wait,
Most people deny themselves things, reject things.
"When I'm retired, I'll have enough time to do ..."
Even now you have enough time, you need to prioritize things.
You have to live the present and not wait for something that may not come.

Great post there, keep up good work !

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Seems to be a correlation does not equal causation issue to me.

People who draw social security at age 62 are likely doing so out of necessity rather than choice. Someone who is financially in need of SS at 62 is likely someone who doesn't have much in terms of savings, in other words someone who likely doesn't care to plan for the future. People like that typically don't care much about themselves or their health, and to me that is a much more likely candidate than the age they choose to retire. Retiring lowers stress levels which is pretty much the #1 cause of early death to begin with.

344/5000
It also depends on the culture, several potentiate the value of late adults for society and although they are retired, they try to take advantage of their contributions, but there are also many where they become a decorative element and clearly with the passage of time they deteriorate his abilities to be fully dependent