Revolut Card Arrives: fast and on time but little walkthrough of what next, do I load it, does it just work with the balance? Also let’s talk about their cryptocurrency support and buy only with no fees.

Well had a nice triple threat today, last episode of the season for mr robot season three, the new eminem album (also good for a street level what they see as going on in the world) and my revolut card arrived finally, not three days but we had mega snow in between so I can forgive the extra few days not a problem, great service, great packaging, nice looking card.

While the packaging and the card are visually impressive I have to admit feeling a little high and dry in the ‘what next’ department because most crypto cards expect me to either load the card or go through another step, am I to expect that the card will just work in the right currency that I use, for instance if I load the card with cash in gbp will it work in the tills here or if I have a euro balance will it take automatically from that.

Kinda left me a little like, gonna have to try it. Some clarification or walk through on the app would be nice, guess I have to experiment and find out, either way if I have a euro or dollar balance I guess I can do the exchange right here before using on the contactless till before I go ahead of it if I’m nervous about it.

currently does not work with apple pay wallet.

One of the reasons I got this card was I was hoping I could pay using the iPhone 6 and the contactless wallet but I presume not which is a real pain in the backside, either I’m doing something wrong or the last three card providers just have not got on the apple train yet and it’s left them all at the station for what will ultimately be the apple swallowing up the financial instant payment side of your digital life with Apple Pay and Apple Pay cash.

let’s quickly get into crypto currency on this card

So the promise of buying crypto with this card was met with a yay from me because I needed a super simple way to suggest to people how to buy crypto this card makes that super simple for a beginner, just change whatever amount from whatever you have into crypto — now here is where things get interesting.

You get no charges for buying bitcoin, ether or litecoin and no fees, yep you heard me no fees, your actually buying from their pool of funds by the looks of it so basically you are getting some crypto and it will go up and down like normally and you can change it back into other currencies when you wish.

the downside is that you don’t get a wallet and you can’t play with it or move it to another wallet, will that happen in the future? Hard to say, personally if you just want to own bitcoin to say you have some then it’s great but I know in a few months you’ll want to play with digital wallets.

besides all that, I still like them (for now)

It’s good to have a backup card, I can do a number of things that I really like about this card that work very well.

• support is fire, hooked me right up via dm on twitter
• card was delivery on time, three days for a replacement (fire)
• you can buy crypto right there, no fees, flip em a few days later
• crypto buys are instant with no fees from their own crypto pools
• send our from the account to a bank account with no fees (sent to card)
• split bills, not done yet but like the idea of
• real time exchange rates from GBP etc, great if heading to the EU/US
• the UI (interface) is clean and easy to use.
• analytics on your bills

they have changed terms of service already

I understand this is a fast moving industry and I can imagine legal, loopholes, premium subscriptions etc have forced people to take up a subscription regardless of the cost so they can get a card, seems they are protection themselves to make sure they have income coming in to cover card production, insurances to cover funds etc, it’s probably a brave jump to build a card like this so quickly so I can see that a lot of ground is yet to go with bank and crypto — this is not going to be my go to card, but more like my middleman card in case of emergencies to move things around — I still suggest to buy your crypto using shapeshift or direct on an exchange.

That’s it for now!
Much love,
𝕥𝕖𝕒𝕞𝕙𝕦𝕞𝕓𝕝𝕖