I fought crypto itself for 9 years based on fundamentalist, idealistic, ideological psychobabel of my own ruin, and have since decided this is not the financial or ideological battlefield I wish to wage war and die on.
Regardless of XRP associations or closeness to the financial world the fact is this - banks have been winning for over 300 years, they have been dominating since Waterloo. I adopted the banks theory and funded both sides of the crypto war, knowing either way I would "win" financially. XRP will see monumental gains from here and worldwide adoption beyond scale or measure.
For people really against centralized banks, or Wall Street, believe me - XRP is not your battle, it is not even a skirmish. That is not where the fight lies. Want to make a statement? XRP is not it and do not avoid it at your own financial cost.
Getting XRP at these levels is akin to buying Bitcoin at $300 or less. Do what I did, plug your nose and jump.