so, I recently opened a high-interest yield savings account with Synchrony Bank.
I found this bank through Nerdwallet.com
they list the best banks of 2018 and what accounts are the best to open for a specific need.
with Synchrony Banks high-interest yield savings account all you need is $0.01 deposit to open your account.
Another good account to look into opening is a Stash account.
they have some good bulk investment profiles as well as the ability to invest in one company if you so choose and the best part is you only need $5.00 to get started.