The SHIFT.cash project is part of the global financial technology market. they help creditors, investors and borrowers to maximize the benefits of working with each other without geographical barriers and minimize risks of investments.
The basis of our platform is blockchain technology, collateral assets tokenisation and extensive experience of our experts in the field of secured loans.
— More secure than ordinary Peer-to-Peer.
— More scale than ordinary Car Title loans business.
- How it works- - - - - - - -- - - - - - - -
1 - - The Borrower installs the SHIFT.cash application on a smartphone and goes through the usual registration procedure for online banks: entering personal data and scanning the passport.
- How it works- - - - - - - -- - - - - - - -
2 - - Next, the borrower enters information about his car - the collateral. Here, with the help of the application, the user adds a photo of the vehicle and the car itself
3 - - Now the user has full access to the car evaluation function and the calculation of the available loan amount. Based on regional databases, the integrated module SHIFT.Appraisal determines the market value of the car and its liquidity ratio.
4 - - In order to get a loan, the user must undergo a verification procedure. This can be done in person at the nearest SHIFT.cash office or remotely by making a photo of the car with a special QR code installed under the windshield, preprinted on a sheet of A4 paper.
5- - After approval, the borrower gets the money to his account created in the SHIFT.cash system. Payments can be made with the support of mobile services like Apple Pay, Samsung Pay and Android Pay. Also, you can attach a virtual or plastic card to the account SHIFT.cash
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