US Bank Collapse : Signature Bank closed; US bails out Silicon Valley Bank depositors

in silvergatebank •  2 years ago 

Hey there! Have you heard about the recent shutdown of Signature Bank, a crypto-friendly bank, by New York State regulators? It seems like the crypto industry has taken another hit, just a week after the collapse of Silicon Valley Bank (SVB), which sent shockwaves through the crypto space. Both Signature Bank and Silvergate were major supporters of digital assets liquidity, counting a number of crypto companies as their potential customers.

One of the biggest impacts of Signature Bank’s shutdown is the loss of its payment network called Signet, which allowed crypto clients to make real-time payments in dollars at any time, 24 x 7. Big market players like Coinbase integrated Signet last October, enabling institutional clients to transfer funds instantly. With Signet now out of operation, the users’ ability to move money in and out of exchanges quickly will be severely impacted, which will hurt the crypto market liquidity.

However, despite the regulatory measures to prevent the spread of contagion and the shutdowns of two crypto-friendly banks, the broader crypto market has bounced back strongly. Bitcoin, Ethereum, and the overall crypto market are up by 8%, with Bitcoin alone adding $40 billion to investors’ wealth in the last 24 hours, and the broader crypto market adding $70 billion and moving past the $1 trillion market cap.

Some market analysts believe that the regulatory action has actually helped the crypto market in its bounce back today. Rachel Lin, co-founder of SynFutures, a decentralized derivatives trading platform, said that the Federal Reserve’s rescue plan has bolstered market confidence and allayed concerns about the potential collapse of additional players, particularly given that Signature is a major bank within the crypto industry.

It’s worth noting that the closure of Signature Bank was done “in light of market events, monitoring market trends, and collaborating closely with other state and federal regulators” to protect both consumers and the financial system, according to New York State regulators. The FDIC has also issued a “bridge” successor bank to enable Signature customers to access their funds on Monday morning, March 13.

All in all, while the crypto industry has taken some hits recently, there are still positive signs for investors. Despite the collapse of crypto-friendly banks, the crypto market has bounced back strongly, and regulatory action has actually helped boost investor confidence in Bitcoin. So, it seems like there’s still a lot of potential in the crypto space, even amidst regulatory changes and market shifts.

For more updates on the latest and breaking news follow Coinpedia official website…

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