现实生活中有人问我借钱怎么办

in sole •  4 years ago 

随着物价上涨,成为百万富翁变得越来越容易了。很多人毕业不到 5 年就实现了这个梦 想,但也有人辛苦工作了十几年依然是两手空空。

是什么阻止了我们致富?抛开家庭背景、学历、个人能力、机遇不谈,主要的原因是因 为人的思维方式。

小故事 1:有人问我借钱怎么办?

小李和老张本来是不错的朋友,没有利益瓜葛。但有一天,小李突然给老张 打电话要借 2 万元急用。没有说这个钱做什么,老张认为大家关系一直不错,不借不好意思,就给了小李 2 万。

可是一晃 1 年过去了,小李没有还钱的意思,老张也不好意思催,最要命的是,小李总是躲着老张,半年也不敢露面,搞的连朋友也做不成了。

这种情况,在现实中太常见了。本来是出于友谊、善意,到最后搞的朋友反目,兄弟生分。

如何才能避免这种情况呢?

首先,要搞清楚对方借钱的具体用途。如果是消费,最好哭穷推掉。如果是生意周转, 确定对方有能力、有信用偿还,在做考虑。如果对方闪烁言辞,或者隐瞒用途,一定不要借。

人不可靠,借钱必打水漂。有很多人,不存感恩之心。无论你如何帮助他,他都会觉得 理所当然,也不会记你的好,只会对你心生埋怨。

其次,怕不借伤感情。很简单,直接资助,不要求偿还。说清楚,是给的,不要还。比 如对方确实有急用要借 3 万,人品能力也十分认可。可以强调自己的困难,然后资助 1000 元,不要求还。

这样,以后大家见面还是朋友,谁也不会难看。记住一句古话:杯米养恩人,斗米养仇 人,不是帮的越多越好。在别人急需帮助时,小小的恩惠也会产生很大的效果。如果不分情 况持续性的帮扶,会滋生他人的贪欲。

前些年一位做销售的朋友,他给我讲起了“卖糖”哲学。他说,当你卖一斤糖给别 人的时候,首先要少给,慢慢的往秤盘里加,这样买者就会心怀感激之情,认为你这个人特 厚道。话又说回来,如果一开始你就给多了,再逐渐的从秤盘里向外拿,买者就会渐生怨恨, 认为你吝啬抠门。同样是卖出一斤糖,策略不同,结果迥异。

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随着物价上涨,成为百万富翁变得越来越容易了。很多人毕业不到 5 年就实现了这个梦 想,但也有人辛苦工作了十几年依然是两手空空。

是什么阻止了我们致富?抛开家庭背景、学历、个人能力、机遇不谈,主要的原因是因 为人的思维方式。

小故事 1:有人问我借钱怎么办?

小李和老张本来是不错的朋友,没有利益瓜葛。但有一天,小李突然给老张 打电话要借 2 万元急用。没有说这个钱做什么,老张认为大家关系一直不错,不借不好意思,就给了小李 2 万。

可是一晃 1 年过去了,小李没有还钱的意思,老张也不好意思催,最要命的是,小李总是躲着老张,半年也不敢露面,搞的连朋友也做不成了。

这种情况,在现实中太常见了。本来是出于友谊、善意,到最后搞的朋友反目,兄弟生分。

如何才能避免这种情况呢?

首先,要搞清楚对方借钱的具体用途。如果是消费,最好哭穷推掉。如果是生意周转, 确定对方有能力、有信用偿还,在做考虑。如果对方闪烁言辞,或者隐瞒用途,一定不要借。

人不可靠,借钱必打水漂。有很多人,不存感恩之心。无论你如何帮助他,他都会觉得 理所当然,也不会记你的好,只会对你心生埋怨。

其次,怕不借伤感情。很简单,直接资助,不要求偿还。说清楚,是给的,不要还。比 如对方确实有急用要借 3 万,人品能力也十分认可。可以强调自己的困难,然后资助 1000 元,不要求还。

这样,以后大家见面还是朋友,谁也不会难看。记住一句古话:杯米养恩人,斗米养仇 人,不是帮的越多越好。在别人急需帮助时,小小的恩惠也会产生很大的效果。如果不分情 况持续性的帮扶,会滋生他人的贪欲。

前些年一位做销售的朋友,他给我讲起了“卖糖”哲学。他说,当你卖一斤糖给别 人的时候,首先要少给,慢慢的往秤盘里加,这样买者就会心怀感激之情,认为你这个人特 厚道。话又说回来,如果一开始你就给多了,再逐渐的从秤盘里向外拿,买者就会渐生怨恨, 认为你吝啬抠门。同样是卖出一斤糖,策略不同,结果迥异。

其实,送人以米和卖人以糖是一个道理,都需要把握好一个度,让别人极度需要、在心 存感激之时施以援手,则会收获善待与礼遇。人是有欲望的,有时欲望是会不断得到膨胀的, 这就是欲壑难填。

天天做好事的人,得不到大家的称赞。因为人人都觉得平常、理所当然。某一天,这个 好人没有出手,或者做错了,反而招来了无数的非议与责骂。

As the price rises, it becomes more and more easy to become a millionaire. Many people have achieved this dream in less than five years, but some people have worked hard for more than ten years.

What is stopped from getting rich? Thinking on home background, academic qualifications, personal abilities, opportunities do not talk, mainly because of the way of thinking.

story 1: Someone asked me how to borrow money?

Xiao Li and the old Zhang have been a good friend, there is no interest of melo. But one day, Xiao Li suddenly called the old Zhang to use 20,000 yuan. Did not say what this money does, the old Zhang believes that everyone's relationship has been good, not borrowing is embarrassed, giving Xiao Li 20,000.

However, it has been in a year. Xiao Li does not pay attention to the money. Lao Zhang also does not want to practice. The most important thing is that Xiao Li always hides the old Zhang, and I don't dare to show in half a year. I can't do it.

This situation is too common in reality. Originally, for friendship, goodwill, to the last friends, brothers.

How can I avoid this?

First, we must figure out the specific use of the other party to borrow money. If it is consumption, it is best to cry. If it is a business turnover, determine the ability to have the ability, credit repayment, and consider. If the other party flashes, or conceals the use, it must not be borrowed.

People are unreliable, borrowing money must be drifting. There are a lot of people, do not have gratitude. No matter how you help him, he will feel that you will not remember your good, you will only complain about you.

Second, I am afraid that I don't lend my feelings. It is very simple, direct funding, not required to pay. Say clear, give it, don't return. For example, if the other party does have an urgent use of 30,000, it is also very recognized. You can emphasize your difficulties, then fund 1000 yuan, no requirements.

In this way, everyone will meet or friends, no one will be ugly. Remember an old saying: the cup of rice, the rice, the enemy, the more you don't help. When others need help, small grace will have a lot of effect. If the help of persistence is persistent, it will breed the greed of others.

For a few years, a friend who did sales, he gave me "selling sugar" philosophy. He said that when you sell a pound of sugar, you must first give it less, slowly add the scale, so that the buyer will be grateful, think you are very secure. If you come back, if you start, you will give more, and then gradually take the outside of the scale, the buyer will gradually complain, think you are 门. Also sell a pound of sugar, the strategy is different, and the results are very different.

In fact, it is necessary to grasp a degree of a degree, so that others will be extremely needed, and they will harvest the kindness and courtesy when they are grateful. People have desire, sometimes desire will continue to expand, this is hard to fill in.

People who do things every day, I can't get everyone's praise. Because everyone feels usually, it is reasonable. One day, this good man did not shoot, or did wrong, but attached countless unscaded and scolded.

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