So as a secure bank account, Steemit could find a niche because I don't know any bank account, stocks or bonds which pay 10% yield annually.
Maybe you have the answer right there. Steem and Steemit have what? 4-6 months? Do you understand how the SBD dollar peg works? Did you see some Steem graphs lately? Do you know what's the current traders sentiment towards or opinion about Steem? Do you consider an experimental platform with only some months of testing and still in beta, that was already hacked, a proven system already? You are literally telling people their money is safer here than buying a bonds, funds, stocks or even or putting it in a bank , think about that for a second.
I'm not trying to spread fud, come on...this is just non-sense sorry.
The answer to these questions by the way is yes, a well managed portfolio will give you around 10% and possible more with much less risk.
I have experience with Bitshares 1.0 which paid a similar interest and held a peg for almost a year if I recall. It's because of Bitshares that I have confidence that Steemit will hold the 10% interest.
But you are right, anything can happen, so I will change the title.
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Sorry if it sounds harsh, I do agree that it's perfectly valid to feel confidence behind the system and bitshares but you are just exposing yourself unnecessarily.
I also understand you just wanted to promote this fact (10% rate) which is something that not many people know (especially newcomers).
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