Wow..she is adorable.

I think - you should keep cashing out some money from time to time.

Not huge amounts - just little to do the extra stuff. For example, if you go on vacation every six months then go with the Steem cash. It will help you in ways. And if anything goes out of hand in futute then at least you cashed in on something.

Anyway, I wish you all the best. You will be a good parent - I believe you.