You can transfer ownership of restricted stock outside of a company, and it's very common.
Pensions and Welfare are kind of Ponzi scheme (grey), but not really. There is no one person with central authority, creaming money off the top, they are redistributions of wealth schemes.
I think we are working to different definitions of a Ponzi scheme;
Oxford English Dictionary: A form of fraud in which belief in the success of a non-existent enterprise is fostered by the payment of quick returns to the first investors from money invested by later investors:
a classic Ponzi scheme built on treachery and lies
Um... based on your spelling, ive always assumed youre non-us. So maybe a restricted stock is different where you come from, but as the term is typically used in the states, you can't sell or transfer a restricted stock, at least until it vests (at which point its not really restricted anymore)
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Just as insurance is seen as gambling in some islamic culture...and illegal.
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