Traxia - A Blockchain Solution To Disrupt Trade Finance

in traxia •  7 years ago 

Traxia is a B2B trade finance platform that allows SMEs to access short-term funding by using their accounts receivables as collateral. Institutional investors can buy and trade this newly created tokenized debt securities on a global market. Why people like it: - First project invested by Cardano (through Emurgo investment arm) - Targets a global $43 trillion market - First use-case with Porche Design in China - Platform up and running (second version in April 2018)

Traxia is an in-development trade finance platform that aims to disrupt traditional financing by offering a decentralized, blockchain-based method for providing finance, especially to small and medium-sized enterprises (SMEs).

Traxia aims to do this by offering methods to convert unpaid invoices to digital tokens and then traded on a decentralized marketplace. In order to fund development, Traxia has begun selling its Traxia Membership Token (TMT) as part of an ICO.

The Traxia Team & Company
Traxia is being developed by the Traxia Foundation, a not-for-profit situated in Switzerland that oversees the financial process of the platform. On the technical side of the coin, Traxia’s actual functionality is being developed by LiqEase, a Shanghai-based company. LiqEase’s CEO is Tobias Pfütze, who founded the company in 2017.

He also serves as a board member of the Traxia Foundation. However, it’s reasonably clear that Pfütze, in his capacity as executive leadership of both Traxia and LiqEase, is operating both organizations in tandem along with whatever other unnamed staff he has at his disposal.

The Traxia Mission
Traxia’s mission is to provide access to decentralized financing for SMEs. The mechanism behind this is a relatively complex one. The functionality, as envisioned by Traxia, would be to permit sellers to upload invoices, buyers to approve these invoices with private cryptocurrency keys and then have issuing providers transform these invoices into smart contracts.

At this point, liquidity providers would distribute fiat cash to sellers. In the meantime, listing providers would manage a marketplace that investors could then trade these newly-minted digital assets.

Traxia ICO (TMT Coin) Token Details
The Traxia Membership Token ICO is currently in pre-sale and will remain there until March 18, 2018. During the pre-sale, price per token is subject to a 40% discount, making it $0.09 per 1 TMT.

There are minimum and maximum contribution amounts for purchasing TMT, with minimum spends equal to 10 ETH and maximum spends equal to 1,000 ETH. All contributions must come from wallets that provides investors with private keys. This means that services such as Binance are incompatible with the TMT ICO.

There are 1 billion tokens in total that will be available. Individuals who do not want to contribute using ETH can also do so with Bitcoin purchases, or through purchases involving Cardano’s ADA token. This is because the Cardano blockchain will be the eventual home of Traxia. However, for now, Traxia is being built using Ethereum as a framework and will transition at a later date.

Individuals who do not have 10 ETH but wish to participate are welcome to forge investment alliances with others through an Ethereum pooling service known as PrimaBlock.

The entirety of the TMT sale runs until June 2, 2018. Only then will purchased tokens be sent out to investors.

Verdict = Is Traxia ICO (TMT Coin) A Worthy Investment?
Traxia certainly seems ambitious. There is, after all, a serious lack of finance availability for SMEs, and Traxia claims that its system will be one answer to that reduced availability.

However, due to the sheer complexity of creating a decentralized marketplace for digitally tokenized invoices, and the general lack of specific information regarding how investors will be able to capitalize on purchasing TMT, there are some unanswered questions that muddy the waters quite a bit.

Additionally, there are some strange choices that the company has made regarding its ICO. With a relatively high minimum investment of 10 ETH — worth more than $6800 as of this writing — the stakes are certainly high. Also, with none of these tokens being disbursed between now and June 2nd, this is an unreasonably long gap; Traxia is essentially asking for investors to wait as long as 90 days or more before receiving the digital tokens they would be paying for today.

These factors make Traxia a poor choice for new and inexperienced investors, or those with smaller amounts of capital to dedicate to crypto investing. We recommend giving Traxia a pass if you’re in these investment categories. More advanced investors may wish to take a close look at the Traxia whitepaper to make a decision for themselves.

Website: https://www.traxia.co/
Telegram: https://t.me/traxiafoundation
ANN threat: https://bitcointalk.org/index.php?topic=3019695.new#new

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