VIVA - CROWDFUND HOMES & INVEST IN MORTGAGES GLOBALLY

VIVA REVIEW

The need for services like Viva becomes clear when a our team members remember the experience he has years before trying to buy a house. He first tried to buy in Bermuda, but quoted all-in interest rate of more than 6% for a fixed period of 20 years loan. This is less profitable than buying a house in England, for example, where he will do it quoted a sub-2% interest rate on the mortgage with similar parameters: same buyer, buy property similar value. Understand every bear country own economic risks, which - holds all others alike will guarantee different mandatory returns forlender. This, however, is not the main cause a threefold gap that originated mainly from the lack of competition in local banks industry and the inefficient global capital market prohibit cross-border financing.

Since the discovery of blockchain-based digital assets, it has become increasingly clear that the ability to currency issue is no longer a monopoly held by countries of the world. At the same time, traditional banking models are becoming increasingly inefficient, with new regulatory and compliance obstacles operating costs, all to the detriment borrower.
While working with blockchain and visionary software engineer, we have developed technology and methods to guarantee personal and mortgage fractionating them into being safe, secure, and blockchain-supported transparent securities. Team believe this technology will make a guarantee interest income - an important contributor to traditional bank line - is widely available array of savers and investors.

While the concept of Viva developed especially for the purpose of reducing the disparity of interest rates among the nations of the world, our team too looking for solutions to other underlying issues with the current financial system. Viva will allow users to get real investment returns with technique similar to those employed by traditional banks. Therefore, anyone in the world with the phone will have it access to savings and investment accounts that result real interest, unlike the traditional savings account provide interest on sub-inflation, if any. Through decentralization, we cut off the middlemen and returns profits to savers and investors.

We believe that the most effective solution for global disparity of economic wealth is progress technology. Blockchain technology is an innovation which has proven its ability to decentralize and disturbing some of the largest industries in the world. Viva aims to revolutionize the ancient mortgage lending industry by cutting out intermediaries and decentralization process, thereby applying fundamentally more accessible and transparent financing approach. We believe that Viva technology will increase the availability of credit for the borrower and for the first time possible non-institutional investors to participate in consistent profits, supported by related assets a mortgage investment, a product that has traditionally reserved for large finances only institution.

Furthermore, by letting the free market dictate risks and related value of each mortgage – as against the bank - we hope to see it more just mortgage rates. Viva platform will be utilized by them in the developed and developing world together, allowing the world to take great strides toward equality of geographical riches - by breaking down the obstacles and leave both sides better. Our mission is to disrupt the mortgage industry allows buyers and home sellers to set conditions self. Every individual, from any country in the world, will have access to credit financing for homes loans through a decentralized open market network Viva Platform.
In addition, Viva functions as an investment and saving platforms can be accessed only with mobile phones means all Viva users will have access to credit financing, savings and investment, and secure transactions supported by standard blockchain service - regardless of the country where they live.