Living Debt Free is a Choice

in debt-free •  7 years ago 

Some days on the homestead can be challenging even under the best of circumstances so when things don't go right it sure can knock the wind right out of your sails!

I was so proud of my husband for rebuilding the engine in my truck. He is a diesel engine specialist not gas engine. He tells me there is quite a bit of difference, I'll have to believe him because I wouldn't know! We bought the manual and in his spare time, now that's a joke because he works 7 days a week most of the time, he rebuilt it.

I took a lot of flack from friends and family about my choice not to get a new vehicle . You gotta have transportation they said.
Well. I agree I do have a lot of months to feed here. Y'all ain't even seen half my critters here on Steemit . Lol

The gardens are not all in, fruit trees need to be planted and the root cellar has to be dug so yes I still have to go to the grocery. But ya know what we managed. It took some patience and planning but saved us thousands! These people don't get that once I build up the hay fields and the gardens I won't have to spend my time and money in town. We will have everything we need right there on the land!

They don't get that we completely understand living life on their terms. We worked J. O. B. 's for many years. My husband is still punching someone else's time clock.
Because we live off grid they act like we are out of touch with reality. When in fact the reality of the situation is exactly WHY we chose to go off grid.

I spent years of my life sitting in a car traveling back and forth to jobs sometimes working multiple jobs to accomplish our goals. Countless hours sitting in college classes working towards a degree that would add very little value to my life. Both took me away from my husband and my daughter. Instead of adding value they robbed me of my most valuable asset. Time.
I can't get it back. All those times when my daughter was in after-school, all the times I missed out on their weekend fishing trips and all the dinners I was absent from. I can't get it back. I can't change the past but I can take more control of my future. When we made the decision to change our lives and start transitioning to a more natural lifestyle it was the first time in many years I saw the future as bright.

I guess mostly they just don't get that we want to live debt free. Living in debt is something we have considerable experience with. I understand that while your deep in debt it looks and feels like there is no other way and maybe since they nor their spouses have the skills for such a repair like building an engine maybe it really is beyond their comprehension! I don't know. But I do know that a down payment on a car and payments wouldn't fit our budget for moving to the land. Going back into debt would be a giant step backwards for us!
Getting our road finished so we can move in is a priority for us! We made our decision based on what fit our needs not others expectations. It's very empowering to be able to do that!
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So when I broke down this week I was like OH NO. It was unrelated to the engine and a simple fix but I sat on the side of the road half the day rather than call one of em. I just didn't want to hear it. I respect their decision to buy into the system and I just wish they could respect our decision to NOT be a slave to the bank.

Y'all, I'm living life on MY terms. I don't care what other people think. I try to be a good neighbor, a good friend, a good sister, a good caretaker, mother and wife. Living peacefully and trying to walk as lightly on the earth as I can.
This is our life and it's our choice to make. If we don't make it work out we will handle that business ourselves. We don't ask for help. We're the ones people come to FOR help!

So while that breakdown knocked the wind out of my sails for a minute I realized I wouldn't trade my life for any other.

Yeah, there's a chance our stubborn determination to develop this land into a permaculture paradise might be the death of us. Haha
But while they were rushing around this morning to get to the job they hate I was out snuggling with Big Duck.
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Ain't he handsome!

And when they were swallowing their food whole so they wouldn't be late punching the clock after lunch I was getting kissed by a miniature horse. My Toby likes to give kisses. It's the cutest darn thing!
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At the end of the day when they were driving their shiney new car home to their big old house where they can't afford to pay the power bill, exhausted from working to pay for it all and dreading having doing it all over again tomorrow.... I will probably be out cooking dinner in my Solar Cooker and watching the sunflowers being kissed by butterflies. I can see why they are so concerned about me living this peasants lifestyle . Lol

I don't want to be like one of them .... I'm not afraid to stand up...
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I wanna be the one that's not afraid to reach for the sky and chase my dreams!! Y'all,
I just want to live free!
@SugarCreek

All original photos taken by me with my cheap cell phone 😎

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Being debt-free has always been what I strive for... and the same here...

My husband is still punching someone else's time clock.

Some day I hope he is able to enjoy life and not have to worry about the "work for someone else" but right now... he has to.

Yes, I do want to pull my husband from the grips of the beast. He is MY husband and I want to spend my life with him.

He is working hard to get the rest of the money we need to finish our road, moving expenses and some infrastructure. Trying to do all of this a little at a time things have taken years that could have been done in weeks or months. We are debt free and fighting hard to reach our goals and stay that way.
I will rejoice when he is home with me everyday!
I pray that soon your husband to can be by your side building your future.
So grateful for your support!

I can relate to a lot of what you are saying here. My husband in in the middle of rebuilding a motor right now. We still have the car to get where we need to be but really need the truck running.
I think a lot about money these days, how a majority of society is enslaved by a system they are totally dependant upon.
I am kind of stubborn like you. I go to great lengths to not have to hear the told ya so's. Honestly these days I choose the company of a furbaby over human more often than not.
Sounds to me like your future is more secure than most. Having great faith in the current system seems high risk to me right now.

Yes, I agree.
I have a great plan and a beautiful property that is ideal for living sustainably.
I just have to get there!
I don't care what other people think, if they are drinking the kool-aid I'd be wasting my breath anyway!
On the homestead a Pickup comes in real handy!
I was listening to a homesteader talk about the recent news regarding salmonella and they went on a rant about farm animals being stinking nasty animals not pets.
I thought to myself I'd much rather be in the company of my critters than people like you. Lol
There are always animals in my posts because they are part of my life.
Hopefully you guys can get your truck back on the road soon.
I really appreciate you checking out my blog!

Yeah the truck is kind of a necessity for us as well. Going beyond handy. It cuts into our extra income when it is down.

farm animals being stinking nasty animals not pets.

That person is kind of sad. They are missing out on a whole world. Think of all the life forms around us that aren't human. I sometimes think humans can be a bit self important. Then again I am one of those fluff bunny types who make friends with all sorts of wild life. If I did have farm animals it would probably be the type that don't require being killed.
I found you through @pifc I always find such interesting people that way. I will have to see what else you are up to.

Yeah, I understand about your truck. How is it coming along?

I've been meaning to make a post about my farm animals still rolling it around in my mind but just so's you know you don't have to kill any of em 🤐😉

There are so many interesting blogs and amazing content here on Steemit my head is spinning!

I'm just a country mouse so much to learn. Lol
Thank you so much for your comments.

It is coming very slow. Probably will be a bit before it is finished as it is getting done in spare time.
Glad you aren't having to kill your animals. Any animal I encounter seems to turn into a friend. My FIL owns a beef farm. I never go see the cows. I am not vegan or anything just don't feel right making friends with someones food.
There is a lot here on Steemit. I only post about once a week but read and chat a lot. I really love the people I meet here.

Great insight. Who's dreams are you leaving for? Is a great question for all of us to ask ourselves.
Resteemed

Thank you so much for your support and understanding!


Congratulations! Your post has been recommended by @goldendawne to be the Global Homestead Collective's promoted post of the day. Come join us on discord!

https://steemit.com/ghsc/@ghscollective/today-s-promoted-post-sugarcreek

Awesome!

What is it about people that they gotta make such a big deal when others don’t think the same way they do? Sure, I think they are crazy for wanting to live as a slave to the system, but you know, I’m not going to rub it in their faces.
That is awesome that your husband was able to fix your vehicle so you wouldn’t have to buy a new one. Makes you appreciate that vehicle more than you’d ever appreciate a new one, if you ask me.

Exactly, I never tell them I think they are crazy for their life choices but they need to let me know what they think!
And another thing....
When their cars break down and they can't afford to fix them who do you think they'll come looking for and EXPECT it free or cheap like my husband's time is valuable.
Don't get me wrong we'll help them out if we can but learning to say no sometimes has taken a looong time for us to learn but learn it we have.
People need to learn to do for themselves and working at a big corporation making them rich doesn't teach you the life skills you need to provide for yourself.

I am proud of my husband!
That truck engine purrs 👍

Sorry about the rant lol

howdy there @sugarcreek! hahaha God bless you and all your beautiful animals, love those photos and your philosophy about life is solid Gold!
hey that new road looks like it's close enough to be ready to drive on ain't it?

Yeah pretty close it's two miles long with some steep grades here and there so saving money for the gravel and fuel now.
Plus moving expenses but very close

but is there a house already there? oh man, 2 miles of gravel can't be cheap!

No house, we have a cabin that we will move there to live in until we can build. Oh my if we had to gravel it all we might never make it. We are going to do the worse areas good enough to get in then continue to work on it after we get there.

oh ok, that makes perfect sense, the cabin is a little one?
thank you Ma'am!

Without the gravel your stuck either in or out till it dries up😕

absolutely, that's the way our farm in Kansas was, we'd be isolated for days because of dirt then mud roads.

If it was just us we might have already given it a go but with all my critters IDK plus my husband will have to work at first so would need to get in and out.
That red mud is SLICK lol

I understand. oh I didn't know that Tennessee had red mud, kinda like Georgia maybe?
yeah you gotta get that gravel down I reckon. too bad the county can't help you with that.

“They don't get that we completely understand living life on their terms. We worked J. O. B. 's for many years. My husband is still punching someone else's time clock.
Because we live off grid they act like we are out of touch with reality. When in fact the reality of the situation is exactly WHY we chose to go off grid.”

AMEN, sistah! 🙌🏼
My husband and I have been running the family farm for almost the last 15 years, slowly eeking our way out of debts accrued when we took over, and then four years ago I handed in my resignation to my town job because I needed to be home with my kid. While I have doubted my sanity now and then (usually when money is tight), I haven’t regretted choosing to be home with my boys, tending the garden, orchard, and our small cow herd. 💕 I love it. I want to get more off the grid, or at least more free of everyone’s expectations. The way people live today is so screwed up... I want a simple, honest life.

I read a quote once, something about “have the courage to live your life in a way others don’t understand.”

Oh you just got a new follower. Lol I'm glad you made that choice to be with your kids. It's one of my biggest regrets time missed. I'm hoping she will come help me run the farm when I get it going. I'm praying for it.
Thank you so much for stopping by and checking out my blog post!

Thank you!

I am glad, too. Even though the “days are long but the years are short” as they say, and my transition to full-time mommy was rough, I know later I will be grateful indeed.

Raising kids on a farm is a wonderful thing! I grew up on my Grandma’s horse farm, and then married a cattle rancher, and I can’t imagine living in the city. Nothing beats the stars at night! Or eating tree-ripened fruit right off the tree. Or the smell of the freshly cut hayfield. 💕 It’s hard work, but it’s honest work. Nothing beats making a living with your hands as a farmer, craftsman, homesteader, etc.

Could not agree more!

I took a lot of flack from friends and family about my choice not to get a new vehicle

I know the feeling. We spent a year paying off most of our debt to build our credit to buy our home. A bit of it has been "gained" back, but it's all getting killed right now. Our family is all about getting new mattresses or big TVs and struggling to pay rent on a place that does nothing for them except provide a roof and a place to keep their crap.

They judge us for not wanting to add another monthly payment to get a new shiny whatever, and I don't give a single damn about what they think cause I'm on a path here.

Keep up the good work. Congrats on living the life you want on your terms.

And yes, that's a good looking duck :)

I know he is handsome!

I know and they act like your the crazy one for wanting to actually own your land, grow food and live. But they won't hesitate to talk about their Dr bills and complain their power bill. I don't get it but I don't care.
I'm on a mission. Lol

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Great point about TIME being a precious commodity that we can choose to use for ourselves, rather than for someone else's business.

Thank you. There was a time in my life when I didn't realize the value of a minute. These days I am trying to spend my time in a more thoughtful manner.
I appreciate your comment!

This is the best advice ever. Banks keep our money , earn out of it and then charge us for it. system should be more customer friendly

Yes not in our best interest for sure!

  ·  7 years ago (edited)

Rightly so, good with the concept of staying debt-free

The gardens are not all in, fruit trees need to be planted and the root cellar has to be dug so yes I still have to go to the grocery.

Right with you on that one! I think fruit trees are next... I've still got them in refrigeration!

I'm glad that we made the debt-free choice, and I'm glad to hear that others are wise to it.

I know that you are already convinced, but here's a post I shared two years ago from an alt-account about why I do not choose to be in debt: https://steemit.com/debt/@narrowminded/the-simple-ways-of-god-finances-part-1-debt-a-book-from-narrowminded-released-exclusively-on-steemit

That was a great post!
I do not wish to be a slave any longer. One of my greatest regrets in life is working so much and missing parts of my daughters childhood. All the while doing what I was told was the right thing to do. In my heart I yearned to be at home tending my child and my gardens. I have made the choice to live free. It's not always easy but it feels right in my heart.

Great post and definately undervalued!

thank you so much!