Hi @murliwala, this is a powerful post. My favorite part was: "Investing has a lot to do with revising your spending. When you understand how an unnecessary purchase can deprive you of a huge amount of money in the future, you will begin to be more responsible for spending."

My husband and I began investing a lot more recently and we have found that the best way to invest the most is to adapt to a "minimalist" lifestyle and find joy in non-material goods. By doing this we can invest more towards a future and we will be able to retire a lot younger than most.

Also, I liked that you pointed out that time is money. It is easy to forget that when you are spending money. It is important to remember with every purchase that you are not only spending your time but that you are giving up time freedom in your later years.