One thing about disappointment is that it always comes from the people we know and trust in.
As for me I did washed my hands off anything that call trusting and hoping on someone for something because I know that words are easier said than done, and secondly people are fund of promising what they can not fulfill, that's by the way shall.
I'm sorry for the lost of your mom's money, God will surely come through for you in your Education and your destiny helper will locate you soon.