Agreed, its time to Hold, but at the same time it is my opinion (no financial advice of any sort) that its the right time to buy VALUE ADDING CRYPTOS !! (Emphasis on VALUE ADDING), such as Stellar Lumens (connect banks and individuals), ATOM (scaling and interoperating beteewn cryptos), REN (for merging multichain platofrms and block chains) and even Orchid! (To give more control over bandwidth of internet) amongst others.

Regardin specifically on BTC and ETH, they still have much to give including but limited too, hedging inflation and protecting assests value.

Thanks for your post @resiliencia