Most of the time, we always do things that at the end of the day, we actually regret and it gives us this bitter experience that only if we have known, we will not have done it. But the issue is that we should actually be very mindful of what we do because it will go a long way in influencing and affecting how we see and perceived things. This is very important.
Let me start from this, never be push to the extent that you will fall in debt. I have seen the effect of debt and what it can actually caused to you and I must confess that it is not good. It prevent your finances to move forward and to excel and that is just the most important thing to actually do.
Now there are certain things that if you did not see it, you will not realise the importance of it until it is lost. You need to understand that the value of what you have lies in how you can properly manage it effectively to actually produce result for you and not the other way round.
I am sure there are temptations and issues that will actually tempt you to want to make some debt step but talking from experience, I will say never borrow. At first you might think you will definitely be able to avoid it but it is just a matter of time before you realise that you can not avoid it and it is beyond what you can actually handle. Debt is not good.
One of the things debt does is it create this imbalance for you not to be able to see what you need to see at the proper time and that is just what is expected of. No matter the situation and no matter how tough it might be, never result in debt.