Good grief, my mother! It looks like the USA and in general, the most of Central and Latin American countries (in Mercosur, in any way, it's a while better, as we can choose a small insurance with a small clinic that drastically reduces the fees). Here we have a public health, but it doesn't work properly. So I and my husband chose a small clinic for 100 reais per month, where we have the right to see the doctors provided and basic analysis. Medium and high valued analysis I pay in installments with credit cards (as my bank account offers credit cards free of charges), searching for the cheapest clinics in my city. The same for the dentist: the cheapest clinics (it doesn't mean poor service: dentists in the small cities are cheaper than in a metropolis). If it comes for hospital admissions, we'd can't help but the public hospitals. As the simplest surgeries cost thousands. In the Mercosur bigs we have public schools for free, until the last university year for free, but since the primary to High School, the quality of public schools is very inferior and we face many teachers' strikes (mostly, cause their low salaries). In any way, I see this situation very better than in the EU countries, where families must pay for schooling (here they receive all books for free, meals at school for free and in some cases, transportation for free also) and many youngsters see themselves obliged to get rid of university education cause taxes and tuition fees.
RE: SEC-S16/W2 - Childhood trauma & incidents- Do they affect a child's life?
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SEC-S16/W2 - Childhood trauma & incidents- Do they affect a child's life?
Soon only the rich can afford to study. They give students a loan if...but it means it has to be paid back and 1 semester is close to 8000 euro! Next a student needs a place to eat, food, books, and so on.
Many students work. My son will go work for a German company - a few months working - a few months studying and so on. I really hope what he will earn is enough to pay the fee, books, travelling costs and so on. If not he has to give up but at least will have a job.
My youngest said she will not study, I agree with her it's not worth it. It's hard to find a job and I hope she'll find something to keep her alive and with enough time left to do as she likes. To me that's all that counts.
All hospitals are the same, no longer public but businesses it's all about making money, same for phone company, banks, public transport, mail, the state no longer owns it, services go down and prices up!
If it comes to the house doctor...
S/he rarely works fulltime and in mist cases in a group. They are only available between 8-4 pm after an appointment and for 10 minutes only and 1 health issue so not an ear infection plus a painful toe. Health issues or an emergency after 4 or 5 pm? You need to call a number given by an answering machine. It's a callcenter. These people look in a medical encyclopedia what you might have and if you need to see a doctor. If they say 'no' you can't. It's not allowed to go to the ER or call an ambulance.
So it's a fight if you need one. Plenty of mistakes are made. They told my brother in law he had the flu should take paracetamol, he vomited blood it turned out to be a long emboli. My friend called the doctor to check on her dad, he collapsed..the doctor refused to visit. After hours of calling they forced anlther doctor to call an ambulance. In hospital they sent him back said others were more important because of the flu...the man turned out to have cancer. As the hospital finally figured it out nearly 1 year passed.
☹️
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My mother, it looks even worse than the USA (at least, hospitals in the States work, if people pay an insurance, obviously). In the USA, university courses averagely cost 300K dollars and students must repay the loan too. In any way, if they study medicine, it's worth, as American doctors count on high and very high salaries. I wonder how in Netherlands youngsters may begin to study medicine, as a medicine degree is very demanding and so incompatible with a job while studying. In the geographic area where I was born, until I lived there, a medicine degree cost about 3000 or 3500 euros per year, but curiously, it were the wealthy families of businessmen who refused to pay for their children's education. So our doctors, judges, prosecutors and many teachers were imported from the southern regions, where the families didn't scare about getting indebted to pay the university for their children.
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Schoolbooks, notebooks everything has to be paid. No school in the Netherlands provides in meals. Children go home or bring a lunchbox if they can afgord it. I assume the universities still have a mensa/cantren but the food isn't free.
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It's like in Italy and Spain (maybe Portugal too), but now I'm discovering universities in south Europe are the half expensive than Netherlands. 8000 euros is for private cheap universities, as the public universities cost about 4000 per year, maybe less, depending on the course. But Italian standard salaries are too low, stuck at the year 2000 despite inflation, if nothing has changed lately.
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Salaries are everywhere low and many countries even lower while the costs for living & food is higher.
In Italy for example the groceries are cheaper than in Hungary. How is this possible? Better quality too.
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I knew services in Hungary are working well, the other way round compared to Italy. In Italy, public offices are mostly delivered to incompetent politicians' relatives and in 12 regions into 20 nothing works (or only few things work). Compared to Italy, East European countries (including Albania, still not in EU) are better places to live in terms of services. I have Italian colleagues who live in Albania and it's almost Heaven, compared to Italy. One of them has 12 children (yes, 12, I'm not kidding...) and she can pay education for all of them. Her firstborn is a veterinary and owns his clinic. In Italy, such a thing is pretty impossible. If you have 12 children and you are a simple workman or a cleaning lady, they only can attend primary school because such a family is too poor to afford even High School. Italian families in such a condition must live on charity to feed so many children. Lately, even a workman family of 4 people lives on Red Cross charity if they don't own the apartment where they live and they didn't inherit from grandparents.
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With us hardly no one owns. Renting is normal and those who buy do so with one-3 loans and pay for 40 years or longer unless they die (it's not allowed to take a loan without a life insurrance that pays to the bank) and you will not receive a loan or credit card if your income is too low (x cozts for living - debt) it's all registered and paying off a mobile phone is a loan too.
Poverty increases, no one looks behind the frontdoors, many cannot pay the bills and even the foodbanks are out of food and it's not everyone can go overthere for a small bag of unhealthy food. Jt's by far not what foodbanks in the USA look like.
Many with jobs, shop owners ended up on the streets and more will follow. The average house is not built for large families so it will be hard, if not forbidden, to take in a family in need besides this can also affect your income and the tax you have to pay.
It's good the Army of Salvation and Humanitas still exist but their hands are bound too. The government does give social secure of a few hundred to homeless all they need is a mail address, give you one if you don't have it.
With us hardly no one inherits if you have to pay tax over it. I assume most elderly sell it to pay for the elderly home or some might to avoid paying for it.
Most inherit come with debts meaning it's wiser to say: no, thank you.
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Is it forbidden to live various people in a small house? In Italy it's only forbidden to migrants. Migrants are compelled to at least 14mq per inhabitant. Italians (if nothing changes) are allowed to live 14 people per mq. During my parent's time, 20 people used to live in a single room apartment and no government argued (but in any way, cause Second World War many people were too poor to afford a decent house for their family and they used to bear many children, as that friends of my mother that was a family who had 18 children).
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The house owner or town/government decides. In my house only 4 arevallowed. There are 3 bedrooms only very small ones. I share my room with my daughter. Each one bed, no room fir a closet and the door opens between our beds.
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May bunk bed help? To save space to add a closet in the bedrooms. Is it difficult to purchase an apartment in Netherlands? To avoid so strict rules.
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