今天去线下中国建设银行网点柜台办理了两个业务。一个是社保卡金融功能激活业务，另一个是注销名下其他多余的建设银行信用卡和储蓄卡。
上午9点多钟，我就到了那个网点。网点离我公司不远，不到一公里。我骑个摩拜单车，一会儿就到了。门口密密麻麻停了很多小轿车，我心想，幸好没开车，不然连停车的地方都没有。
进去以后，发现网点里排号的人并不多。我前面只等了一个人，就轮到我了。我把社保卡和身份证递给柜台内的工作人员。他帮我查询后，我惊呆了，我名下建行居然有八九张卡，其中6张是储蓄卡，3张是信用卡。后来还发现，我名下还有一个建行的活期存折。一查，原来是十几年前我上大一的时候，爸妈在老家给我开的。里面好像还有800多块钱，那是大学时爸妈每学期给我打生活费的存折。都过去这么久了，活期存折早就不见了，密码我也忘记了。
现在的情况是，建设银行的卡我用得很少，密码不记得，银行卡也早都不见了。有些卡是以前为了完成建行网点的业绩要求办的信用卡，还有些是为办其他事开的储蓄卡。储蓄卡每张基本上都没钱，只有活期存折里有钱。
在柜台上，我首先把最重要的社保卡金融功能激活了，重新修改了密码，因为以前的密码忘了。建行的卡我基本没用过，完成激活后，我把其他所有不需要的卡，先按挂失处理，然后再注销。由于不记得密码，所以得先挂失。注销后，把其他卡剩余的钱，有的卡还剩十块钱左右，都转到我的社保卡余额里。
最后弄完之后，我的名下账户就只剩一张建行储蓄卡，也就是我的社保卡，外加一张建行信用卡，然后再加那个没有注销掉的活期存折，就没了。顿时觉得账户下面清理得非常干净，强迫症患者表示非常舒适。最讨厌看到名下账户有一堆密密麻麻的东西，看着就烦。
然而，活期存折的业务今天办不成。为什么呢？在办理最后一步时，系统机器页面显示，该用户今日在柜台所使用的密码输入权限使用次数已到上限。可能因为今天办的业务有点复杂，我在柜台一口气输了二十多遍密码，导致使用次数到达上限，后续业务办不了。我也是无奈，这意味着我明天还得再跑一趟，才能把活期存折挂失注销，并把余额转移。
早上9点多去的，一直等到11点半，才把前面的业务办完。这就是我非常不想去线下网点办业务的原因。一点点事情要弄很久，而且还要填很多单子，签名、按手印，还要人脸识别，各种认证。哎，反正我就是很不喜欢去网点办理银行业务。
好在今天最重要的事情已经完成。下一步，就是去武汉市民中心办理个人养老保险金的提取业务了。
Today, I went to the counter of a China Construction Bank offline branch to handle two transactions. One was the activation of the financial function of my social security card, and the other was the cancellation of other redundant China Construction Bank credit cards and debit cards under my name.
I arrived at the branch at around 9 o'clock in the morning. The branch is not far from my company, less than one kilometer away. I rode a Mobike and arrived there in a short while. There were a large number of cars parked densely at the entrance. I thought to myself that it was fortunate that I didn't drive, otherwise I wouldn't have had a place to park.
After entering, I found that there weren't many people waiting in line at the branch. I only had to wait for one person in front of me before it was my turn. I handed my social security card and ID card to the staff member inside the counter. After he helped me check, I was shocked. There were actually eight or nine cards under my name in China Construction Bank, including six debit cards and three credit cards. Later, I also found that there was actually a current deposit passbook of China Construction Bank under my name. After checking, I found that it was a passbook opened for me by my parents in my hometown when I was a freshman in college more than ten years ago. There was probably more than 800 yuan in it. At that time, it was the card that my parents used to transfer my living expenses to me every semester during college. It has been such a long time. The current deposit passbook has long been lost, and I have also forgotten the password.
The current situation is that I rarely use the China Construction Bank cards. I have forgotten the passwords, and the physical cards of the bank cards have long been lost. Some of the cards were credit cards opened to meet the performance requirements of the China Construction Bank branch before, and some were debit cards opened for other matters. There is basically no money in each debit card, and only the current deposit passbook has money in it.
At the counter, I first activated the most important financial function of the social security card and reset the password because I had forgotten the previous password. I basically didn't use the China Construction Bank cards. After completing the activation, I first handled all the other cards I didn't need as lost and then cancelled them. Since I didn't remember the passwords, I had to report them as lost first. After cancellation, I transferred the remaining money in the other cards, which was about ten yuan in some cards, to the balance of my social security card.
After everything was finally done, there was only one China Construction Bank debit card under my name, that is, my social security card, plus one China Construction Bank credit card, and then plus the current deposit passbook that hadn't been cancelled, and that was all. I suddenly felt that my accounts were very clean. As an obsessive-compulsive disorder sufferer, I felt very comfortable. I really hate seeing a large number of things densely listed under my name. It's annoying just to look at them.
However, the business related to the current deposit passbook couldn't be completed today. Why? When handling the last step, the system machine page showed that the usage limit of the password input authority for the user at the counter on that day had been reached. Maybe it was because the business I handled today was a bit complicated. I entered the password more than twenty times at the counter in one go, so the usage times had reached the limit and the subsequent business couldn't be handled. I was also quite helpless. That means I have to go to the branch again tomorrow to report the current deposit passbook as lost and cancel it, and transfer the balance.
I went there at around 9 o'clock in the morning and didn't finish all the previous business until 11:30. This is why I really don't want to handle banking business at offline branches. Even a little thing takes a long time to handle. Moreover, I have to fill out a lot of forms, sign my name, press my fingerprint, go through face recognition, and various other verifications. Well, anyway, I really don't like handling banking business at branches.
Fortunately, the most important thing has been completed today. The next step is to go to the Wuhan Civil Affairs Service Center to handle the business of withdrawing my personal endowment insurance money.
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