SOCRATUS: Revolutionizing the Insurance Industry

in socratus •  6 years ago 

Ever since the invention of the internet, there has been radical changes and advancement that has ushered in so many innovative platforms, that gears towards human development and growth. Today,as it stands, we are in a digital world,where every activity of man is digitalized, even the fiat currency I'd gradually been transformed into digital currencies. One of the ventures that had been taken over by digitalization, is the insurance company. For many years now, the insurance company has assisted a lot of families, organizations and individuals recovered their lost assets. The benefits of insurance companies are numerous, but it has its own shortfalls, sometimes it could be lack of transparency in dealing with their clients and at other times it could be non-payment of claims to clients. These challenges and many more facing the insurance companies is what Socratus is created to provide solutions to, with the invention of Socratus, clients hopes in insurance companies would be run stored back.
socratus 1.jpg

MISSION
This new insurance platform changes the paradigm of the traditional insurance market, they create native insurance; that predicts the current risk and takes care of insurance by default. Claims are paid instantly, clients feel the invincible presence and support of the insurance companies. Insurance companies get from socratus technological infrastructure, data, and insight, the white label for their marketing activities and new products developments.

ABOUT SOCRATUS

The platform is a universal business application based on win-win rules. The main reason for the establishment of Socratus is to provide a new insurance environment for all ecosystem participants in a familiar way and make possible a smooth move from traditional insurance model to native. Multiple models exist on the platform to cover the new insurance product delivery, the Socratus ecosystem combines multiple technologies for better performance. Each layer has its own priorities and major function, below are common criteria for choosing the technology of the ecosystem are :

  • maturity and high development level of technologies approved by the community and style project
  • the cost of transaction
  • the execution time of operations. And below, the Socratus targeted audience is briefly explained below as :
  • progressive
  • using online services
  • socially active
  • always in search of optimal solutions. The structure features a set of services, technologies, and APIs. It provides comfortable software engineered interactions for ecosystem participants and easy partners integration for white label product distribution.

BENEFIT FOR PARTICIPANTS
Risk management companies and middlemen can be connected knowingly to Socratus ecosystem. The parties involved with the Socratus ecosystem gain the following benefits in the case of ecosystem compliance :

  • white label for marketing activities
  • operational costs reduction
  • new products without any cost of development
  • a new source of revenue
  • a ready technological infrastructure
  • access to data analytics. These are just a few amongst the many other benefits.

SOCRATUS TOKEN (SCR)
The financial instrument of the platform known as Socratus token (SCR), is a driving gear and the internal economics unit of the Socratus ecosystem and has the following functions :

  • the means of payment for the license of using the technical products
  • the token is used to reward those who contribute to the Socratus platform
  • can be used to pay insurance premiums and indemnity
  • the token is a tool for measuring management's loyalty and promotion. The main target of Socratus platform is to build a protocol that will allow the creation of smart insurance contracts and implement innovative insurance products with instant payment. Thus, the value of the SRC token is created by using it as the only means of payment for accessing the platform's functionality (B2B segment), certain insurance products (B2C segment) and applying as a reward for the created value in the system of users, with the possibility of further use.

CHALLENGES

  • 71% of insurance customers are not satisfied with their current providers
  • 41% of all claimants are likely to stop business with current providers
  • a lot of time-consuming actions caused by insurers bureaucracy and dependence on subjective employee decisions
  • unclear price policy, unreasonable prices give the feeling that the customer overpays

SOLUTIONS

  • software platform for easy white label integration with existing insurance companies and partners/agents
  • open insurance protocol on the blockchain, providing decentralization, transparency, and security for all participants
  • straightforward and honest insurance company as a Proof of concept and competitors driver
  • laboratory and incubator of innovative insurance products as a part of the platform.
    socratus ecosystem.png

SUMMARY
The inefficiencies of the traditional insurance model had made lots of its users to be unhappy with them, and most of them have even withdrawn their investments from them. With the invention of Socratus platform, all of these misconceptions are going to be resolved and their lost interest in ensuring will be revived. With Socratus, it is better insurance anytime, anywhere.

socratus team 1.jpg
more info on team members visit:
http://socratus.io/team

To learn more about this revolutionary project called Socratus, kindly check the links below:

Website: http://socratus.io
Whitepaper: http://socratus.io/wp
ANN Thread: https://bitcointalk.org/index.php?topic=4134975.new#new
Medium: https://medium.com/@socratus
Twitter: https://twitter.com/socratus_io
Telegram: https://t.me/socratus_official

Writer: xratedx
bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2257524

ETH: 0x32a4ed9e16eDeeD37667EF8Bacee7ce7CA3FccE5

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