I do not understand any of this and when I signed up I didn't understand. A guy on Steemit talked me through alot of this stuff but honestly I do not understand and I am mostly internet illiterate. My family is really confused about all these changes and they do not understand the differences between the passwords (about 7 of us with Steemit profiles!)
So what happens if we lose the PDF file containing all the passwords how do we log in? What if we have to log in from different devices? Sorry, but I don't think the expert Steemit people understand that many of us are clueless when it comes to much of this stuff we just enjoy using the site and the content and engaging with the users.