At a fairly young age, it is not an excuse for you not to start learning to manage finances. Age 20s including the golden age category for us to pursue success. Surely among us also have started a career and income, right? However, not a few of us who still can not control personal finances.
Because youth is not just for fun guys. Check out the following simple tips, how do you manage your finances in the 20s.
- Make a simple list of your income and expenses.
By creating a simple list of income and financial expenses, you can gauge what your basic needs are. Such as expenses for transport, food, pulses and so forth about your personal mandatory requirement. That way you can then determine the amount of spending each month. Simple right!
- Group your income or finances
The point here is that after you create an income and expense list, you can share your earnings with the following illustrations:
"Basic Income = Remnant of your Income"
Well, from the rest of your income you can divide again into several groups according to your capacity. Suppose the first group you give to parents. The second group for all your pleasure prints such as hobbies, shoping or hangouts with friends. Eits .. but do not let bablas yes, saving also you need input in your income sharing group loh!
- Look for other opportunities to increase income
You do not just rely on income from work alone. You can earn other income by creating opportunities. For example, while working you can small business selling pulses, because the pulse is not a little demand even electricity now need a pulse.
Hobbies can also make money loh! For example you who have a hobby of cooking you can make a side business, simply make and sell snacks that many young people interested in. No need to side business that big directly, starting from the light first in accordance with your capacity. Calculate you learn to entrepreneurship as well, right? Not bad can add contents of your wallet.
- Hayooo, do not forget to save!
Saving is indeed a rather difficult discourse to apply, and a scourge for young people today. But you must have a determination for it. Because you will never know if in the future there is something urgent need.
Well, your savings will be a helper in an emergency. And you also have to change your mindset if you have a future. For example getting married, needing capital to make your own business or you may have the aspirations of going to Hajj. So, controlled ya foya-foyanya!
- Do not forget to give alms ...
Well, any little income you have, do not forget there is the right of the less fortunate. Do not be afraid of the poor because of charity. Precisely this power of charity makes your fortune a blessing. God will certainly provide for you. Let's guys, do not wait for rich to give alms, but give charity to get richer.